59 Gerard Ave, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 59 Gerard Ave, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,968 sqft · built 1963
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Oct 1994)
Tax Bill	$12,755 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-03701-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`02-03701-0000-00001`
Alternative APN	`0200109000000001`

Interior

Stories	2 Stories
Building Area	1,968 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200109000000001
Street Address	59 GERARD AVE
City	BASKING RIDGE
State	NJ
Zip	07920-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	SOMERSET HOMES SEC 2
Legal Block	3701
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	5
Census Block	5001
Census Tract	54100

Owner

59 Gerard Ave is owned and occupied by two individuals who bought it in October 1994.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 GERARD AVE, BASKING RIDGE, NJ 07920-1910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 1994 · Amount on File
Deed Sale	Oct 5, 1994 · Amount on File
Deed Book / Page	1978 / 683
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	59 GERARD AVE, BASKING RIDGE, NJ 07920-1910
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042213
Date	Jul 12, 2021
Book Page	7361/1458
Instrument	2021042213

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 59 Gerard Ave was $12,755, up 5.6% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$825,100 (+9.2%) Land $399,700 Building $425,400	$825,100 (+9.2%) Land $399,700 Building $425,400
2025	$12,755.00 (+5.55%)	$755,600 Land $389,700 Building $365,900	$755,600 Land $389,700 Building $365,900
2024	$12,084.00
2023		$630,100 Land $364,700 Building $265,400	$630,100 Land $364,700 Building $265,400
2022	$12,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Gerard Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Gerard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20