59 Franklin St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 59 Franklin St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,138 sqft · built 1890
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Aug 2013)
Tax Bill	$7,449 (2025)
Deeds & Mortgages	Oct 2021 Refinance Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6523Z B:52`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6523Z B:52`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,138 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	754 sqft
Basement Area	380 sqft
Unfinished Basement	380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	59 FRANKLIN ST
City	CONCORD
State	NH
Zip	03301-4560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Block	52
Legal Lot Number	12
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2007
Census Tract	32400

Owner

59 Franklin St is owned and occupied by two individuals who bought it in August 2013.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 FRANKLIN ST, CONCORD, NH 03301-4560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2013 · Amount on File
Deed Sale	Aug 30, 2013 · Amount on File
Prior Sale	Apr 5, 2005 · Amount on File
Deed Book / Page	3407 / 1640
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	59 FRANKLIN ST, CONCORD, NH 03301-4560
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026609
Date	Oct 15, 2021
Book Page	3763/2417
Instrument	202100026609

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	59 FRANKLIN ST, CONCORD, NH 03301-4560
Document Number	0036551492
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59 FRANKLIN ST CONCORD NH 033014560, CONCORD, NH 03301-4560

Mortgage

Document Number	0036551492
Date	Nov 19, 2019
Book Page	003655/001492
Instrument	21719

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 59 Franklin St was $7,449.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,449.00	$255,900 Land $111,000 Building $144,900
2023	$7,325.00 (+3.75%)	$272,700 (-) Land $111,000 Building $161,700	$361,190
2022	$7,060.00	$272,700 Land $111,000 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklin St

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