59 Franklin Pl, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 59 Franklin Pl, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,443 sqft · built 1921
Lot Size	0.201 acres (8,760 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2003)
Tax Bill	$18,213 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-04008-0000-00062`

Property Details

APN / Parcel Number

Primary APN	`13-04008-0000-00062`
Alternative APN	`130400800062`

Interior

Stories	2 Stories
Building Area	2,443 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	8,760 sqft (0.201 acres)
Lot Dimensions	120 ft deep x 73 ft wide

Location & Zoning

Old Parcel Number	130400800062
Street Address	59 FRANKLIN PL
City	MONTCLAIR
State	NJ
Zip	07042-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	73X120 IRR
Legal Block	4008
Legal Lot Number	62
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1006
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

59 Franklin Pl is owned and occupied by two individuals who bought it in December 2003.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	59 FRANKLIN PL, MONTCLAIR, NJ 07042-4441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 28, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jun 10, 2017	Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2003 · Amount on File
Deed Sale	Dec 9, 2003 · Amount on File
Prior Sale	May 18, 1995 · Amount on File
Deed Book / Page	6025 / 13
Prior Transfer Date	Dec 22, 1992
Prior Transfer Doc	5242000012
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	59 FRANKLIN PL, MONTCLAIR, NJ 07042-4441
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023709
Date	Mar 10, 2022
Instrument	2022023709

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Dec 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	59 FRANKLIN PL, MONTCLAIR, NJ 07042-4441
Document Number	0000088172
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 FRANKLIN PL MONTCLAIR NJ 070424441, MONTCLAIR, NJ 07042-4441

Mortgage

Document Number	0000088172
Date	Sep 11, 2020
Instrument	88172

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	59 FRANKLIN PL, MONTCLAIR, NJ 07042-4441
Document Number	0000053669
Instrument Date	Jun 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 FRANKLIN PL MONTCLAIR NJ 070424441, MONTCLAIR, NJ 07042-4441

Mortgage

Document Number	0000053669
Date	Jun 21, 2017
Instrument	53669

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 59 Franklin Pl was $18,213, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,000 (-) Land $188,900 Building $329,100	$518,000 (-) Land $188,900 Building $329,100
2025	$18,213.00 (+3.32%)	$518,000 Land $188,900 Building $329,100	$518,000 Land $188,900 Building $329,100
2024	$17,627.00
2023		$453,800 Land $188,900 Building $264,900	$453,800 Land $188,900 Building $264,900
2022	$14,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Franklin Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Franklin Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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