59 Elm St, Ansonia, CT 06401 Property Records

Ansonia City property record for 59 Elm St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1918
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Sep 2021)
Tax Bill	$5,389 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19390`

Property Details

APN / Parcel Number

Primary APN	`19390`
Alternative APN	`ANSO M:048 B:0050 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	672 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	19390
Street Address	59 ELM ST
City	ANSONIA
State	CT
Zip	06401-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	50
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1030
Census Tract	125200

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 ELM ST, ANSONIA, CT 06401-3313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit
Apr 10, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 10, 2021	Warranty Deed, Transfer · FHA Mortgage WARSHAW CAPITAL LLC
Jan 9, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 6, 2018	Deed of Trust, Mortgage · Line of Credit BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	20211828800002
Deed Book / Page	594 / 1184
Last Transfer Date	Apr 4, 2025
Transfer Doc	000630-316
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Recording Date	Apr 17, 2026
Property Address	59 ELM ST, ANSONIA, CT 06401-3313
Document Number	000639-566
Book / Page	639 / 566
Instrument Date	Apr 1, 2026
Instrument	20262008440020
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 ELM ST, ANSONIA, CT 06401-3313

Mortgage

Document Number	2008440020,
Date	Apr 17, 2026
Book Page	639/566
Instrument	20262008440020

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2031

Interest

Rate	6%
Max Rate	-1%

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANSONIA CT
Recording Date	Apr 10, 2025
Property Address	59 ELM ST, ANSONIA, CT 06401-3313
Document Number	000630-316
Book / Page	630 / 316
Instrument Date	Apr 4, 2025
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Sep 10, 2021
Property Address	59 ELM ST, ANSONIA, CT 06401-3313
Document Number	594-1184
Book / Page	594 / 1184
Instrument Date	Sep 3, 2021
Instrument	1828800002
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	1828810012
Date	Sep 10, 2021
Instrument	1828810012

Lender

Name	WARSHAW CAPITAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Jan 9, 2020
Property Address	59 ELM ST, ANSONIA, CT 06401-3313
Document Number	574-838
Book / Page	574 / 838
Instrument Date	Jan 6, 2020
Instrument	1755560002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	1755570018
Date	Jan 9, 2020
Instrument	1755570018

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	59 ELM ST, ANSONIA, CT 06401-3313
Document Number	565-309
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 ELM ST ANSONIA CT 064013313, ANSONIA, CT 06401-3313

Mortgage

Document Number	565-309
Date	Dec 17, 2018
Book Page	000565/000309
Instrument	1712430019

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,389.00 (+3.2%)	$182,910 (-) Land $42,980 Building $139,930	$365,247 (+185.27%)
2025	$5,222.00 (+8.79%)	$182,910 (-) Land $42,980 Building $139,930	$128,037 Land $30,086 Building $97,951
2023	$4,800.00 (-16.84%)	$182,910 (+19.78%) Land $42,980 Building $139,930
2022	$5,772.00	$152,700 Land $34,200 Building $118,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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