59 Elm Dr, Highlands, NC 28741 Property Records

Macon County property record for 59 Elm Dr, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 956 sqft · built 1965
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$434,000 (Dec 2023)
Tax Bill	$1,329 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7448340928`

Property Details

APN / Parcel Number

Primary APN	`7448340928`
Alternative APNs	`0503365` `148185` `156620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	956 sqft Heated Area
1st Floor Area	956 sqft
Basement Area	956 sqft
Finished Basement	956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling
Porch	Slab
Porch Area	304 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	156620
Street Address	59 ELM DR
City	HIGHLANDS
State	NC
Zip	28741-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 54 REV HLDS HGHTS
Legal Subdivision	HIGHLANDS HEIGHTS
Legal Lot Number	54
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2051
Census Tract	970502

Owner

59 Elm Dr is owned by an individual who bought it in December 2023.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	9 SWANSON CT, GREENVILLE, SC 29609-4736
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 18, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2020	Intrafamily Transfer, Transfer
Oct 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	Oct 28, 2020 · Amount on File
Deed Document Number	20237993
Deed Book / Page	42 / 255
Prior Transfer Date	Nov 10, 2020
Prior Transfer Doc	J40/464
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	59 ELM DR, HIGHLANDS, NC 28741-8630
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SWANSON CT, GREENVILLE, SC 29609-4736

Mortgage

Document Number	00C44/1148
Date	Dec 8, 2025
Book Page	C-44/1148
Instrument	2025007511

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 18, 2023
Property Address	59 ELM DR, HIGHLANDS, NC 28741-8630
Document Number	000X42/255
Book / Page	X-42 / 255
Map Reference	CARD 1826
Instrument Date	Dec 13, 2023
Instrument	2023007993
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 ELM DR, HIGHLANDS, NC 28741-8630

Mortgage

Document Number	2023007994
Date	Dec 18, 2023
Instrument	2023007994

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Nov 12, 2020
Property Address	59 ELM DR, HIGHLANDS, NC 28741-8630
Document Number	J40/464
Book / Page	J-40 / 464
Map Reference	CARD 1826
Instrument Date	Nov 10, 2020
Instrument	2020008822
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 DOWNING ST, ALPHARETTA, GA 30022-7135

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 28, 2020
Property Address	59 ELM DR, HIGHLANDS, NC 28741-8630
Document Number	I40/402
Book / Page	I-40 / 402
Map Reference	CARD 1826
Instrument Date	Oct 28, 2020
Instrument	2020008288
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Tax	$294.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 DOWNING ST, ALPHARETTA, GA 30022-7135

Tax Assessment & Valuation

The 2026 property tax bill for 59 Elm Dr was $1,329, up 3.2% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,329.00 (+3.18%)	$404,050 (-) Land $63,940 Building $340,110	$404,050 (-) Land $63,940 Building $340,110
2025	$1,288.00	$404,050 Land $63,940 Building $340,110	$404,050 Land $63,940 Building $340,110
2023	$1,071.00	$333,220 Land $63,940 Building $269,280	$333,220 Land $63,940 Building $269,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Elm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Elm Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SASSAFRAS GAP EMPLOYEE VILLAGE private · serves 107 people · EPA ID NC0157154
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL · Fiber in parts of the area	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm Dr

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