59 E Gardner Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 59 E Gardner Rd, Westminster, MA 01473

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,800 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jun 2018)
Tax Bill	$5,583 (2026)
Deeds & Mortgages	Dec 2018 Refinance Jun 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:53 B:L:19`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:53 B:L:19`
Alternative APNs	`M:8 B:L:83H` `1404`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	4,757 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1404
Street Address	59 E GARDNER RD
City	WESTMINSTER
State	MA
Zip	01473-1031
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	19
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1009
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 FRED SMITH RD, WESTMINSTER, MA 01473-6662
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROLLSTONE BANK & TRUST
Jun 22, 2018	Quit Claim Deed, Transfer
Jun 21, 2018	Quit Claim Deed, Transfer IRON BRIDGE MTG FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Book / Page	9101 / 243
Transfer Doc	9101-243
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	59 E GARDNER RD, WESTMINSTER, MA 01473-1031
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9237-224
Date	Dec 26, 2018
Book Page	9237/224
Instrument	22706

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	59 E GARDNER RD, WESTMINSTER, MA 01473-1031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9652-290
Date	Jun 30, 2020
Book Page	9652/290
Instrument	10409

Lender

Name	ROLLSTONE BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jun 22, 2018
Property Address	59 E GARDNER RD, WESTMINSTER, MA 01473-1031
Document Number	9101-243
Book / Page	009101 / 000243
Instrument Date	Jun 21, 2018
Instrument	10194
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Amount	Amount Recorded
Tax	$1,026.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246A WORCESTER RD WESTMINSTER MA 014731604, WESTMINSTER, MA 01473-1604

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jun 21, 2018
Property Address	59 E GARDNER RD, WESTMINSTER, MA 01473-1031
Document Number	9100-337
Book / Page	9100 / 337
Instrument	10121
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$51.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	91000339
Date	Jun 21, 2018
Instrument	09100/0339

Lender

Name	IRON BRIDGE MTG FUND

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,583.00 (+3.77%)	$476,000 (+8.82%) Land $121,600 Building $354,400	$520,514
2025	$5,380.00 (+4.36%)	$437,400 (+4.02%) Land $121,600 Building $315,800
2024	$5,155.00 (+6.22%)	$420,500 (+13.16%) Land $121,600 Building $298,900
2023	$4,853.00	$371,600 Land $112,300 Building $259,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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