Essex County and North Andover Town property record for 59 Cotuit St, North Andover, MA 01845
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,882 sqft · built 1988 |
| Lot Size | 0.467 acres (20,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,500 (Sep 2017) |
| Tax Bill | $5,672 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M_230578_9 |
| Primary APN | M_230578_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,882 sqft Living Area |
| Gross Area | 1,982 sqft |
| 1st Floor Area | 1,986 sqft |
| Basement Area | 100 sqft |
| Unfinished Basement | 100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,374 sqft |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | M_230578_936562 |
|---|---|
| Street Address | 59 COTUIT ST |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-5009 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 80 |
| Legal Lot Number | 10 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 253202 |
59 Cotuit St, a condominium, is owned and occupied by two individuals who bought it in September 2017.
Source: Essex County and North Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 COTUIT ST, NORTH ANDOVER, MA 01845-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Sep 15, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2017 · Amount on File |
| Deed Sale | Sep 15, 2017 · Amount on File |
| Prior Sale | Jul 16, 2013 |
| Deed Book / Page | 15224 / 36 |
| Transfer Doc | 0015224-36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 59 COTUIT ST, NORTH ANDOVER, MA 01845-5009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 016799-144 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 16799/144 |
| Instrument | 7132 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Sep 15, 2017 |
| Property Address | 59 COTUIT ST, NORTH ANDOVER, MA 01845-5009 |
| Document Number | 15224-36 |
| Book / Page | 015224 / 000036 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 23947 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,753.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 59 COTUIT ST #A NORTH ANDOVER MA 018455009, A, NORTH ANDOVER, MA 01845-5009 |
| Document Number | 15224-39 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 015224/000039 |
| Instrument | 23948 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 14, 2032 |
The 2025 property tax bill for 59 Cotuit St was $5,672, up 12% from the year before.
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,672.00 (+12.03%) | $503,700 (+10.34%) Building $503,700 | $546,725 |
| 2024 | $5,063.00 (-0.18%) | $456,500 (+10.16%) Building $456,500 | |
| 2023 | $5,072.00 | $414,400 Building $414,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 59 Cotuit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 59 Cotuit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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