Henderson County property record for 59 Corto Ln, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,707 sqft · built 2020 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Apr 2023) |
| Tax Bill | $2,148 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9588678113 |
| Primary APN | 9588678113 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,707 sqft Heated Area |
| 1st Floor Area | 1,792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10003715 |
|---|---|
| Street Address | 59 CORTO LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-0979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10003715~R |
| Legal Description | FAR AWAY FARMS LO2 PL2018-11528 |
| Legal Subdivision | MINOR SUBDIVISION FOR MC VENTURES INC |
| Legal Block | 67 |
| Legal Lot Number | 8113 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 930302 |
59 Corto Ln is owned and occupied by two individuals who bought it in April 2023.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 CORTO LN, FLAT ROCK, NC 28731-0979 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC |
| Mar 9, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on File |
| Deed Sale | Apr 21, 2023 · Amount on File |
| Prior Sale | Mar 9, 2020 · Amount on File |
| Deed Document Number | 2023996594 |
| Deed Book / Page | 4035 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Apr 21, 2023 |
| Property Address | 59 CORTO LN, FLAT ROCK, NC 28731-0979 |
| Document Number | 0040350001 |
| Book / Page | 4035 / 1 |
| Map Reference | MB 2018 PG 11528 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 1000996594 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Title Company | ATTORNEYS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6309 S CANYON SPRING AVE, SIOUX FALLS, SD 57108-8325 |
| Name | Verified Name |
|---|---|
| Address | 59 CORTO LN, FLAT ROCK, NC 28731-0979 |
| Document Number | 0040350004 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | 4035/4 |
| Instrument | 1000996595 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | APEX, NC 27502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Mar 9, 2020 |
| Property Address | 59 CORTO LN, FLAT ROCK, NC 28731-0979 |
| Document Number | 0034610119 |
| Book / Page | 003461 / 000119 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 921124 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $614.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 59 CORTO LN FLAT ROCK NC 28731, FLAT ROCK, NC 28731 |
The 2025 property tax bill for 59 Corto Ln was $2,148.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,900 Land $35,200 Building $347,700 | ||
| 2025 | $2,148.00 | ||
| 2023 | $421,300 Land $35,200 Building $386,100 | $382,900 Land $35,200 Building $347,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 59 Corto Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 59 Corto Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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