Luzerne County property record for 59 Congress Rd, Mountain Top, PA 18707
| Property Type | Single Family Home |
|---|---|
| Details | 1,900 sqft · built 1974 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $53,500 (Aug 1978) |
| Tax Bill | $3,921 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-M9S5-006-004 |
| Primary APN | 64-M9S5-006-004 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,900 sqft Living Area |
|---|
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 117 ft deep x 108 ft wide |
| Old Parcel Number | 64-M9S5-006-004 |
|---|---|
| Street Address | 59 CONGRESS RD |
| City | MOUNTAIN TOP |
| State | PA |
| Zip | 18707-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 64-221-D4-1-D6-2 59 CONGRESS RD |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | WRIGHT |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 215502 |
59 Congress Rd is owned and occupied by two individuals who bought it in August 1978.
Source: Luzerne County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 CONGRESS RD, MOUNTAIN TOP, PA 18707-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Jan 22, 2024 | Intrafamily Transfer, Transfer |
| May 13, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 1978 · Amount on File |
| Deed Sale | Aug 8, 1978 · Amount on File |
| Deed Book / Page | 1964 / 962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | May 28, 2026 |
| Property Address | 59 CONGRESS RD, MOUNTAIN TOP, PA 18707-2334 |
| Document Number | 0000028878 |
| Book / Page | 3026 / 121602 |
| Instrument Date | May 13, 2026 |
| Instrument | 202628878 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 59 CONGRESS RD, MOUNTAIN TOP, PA 18707-2334 |
| Document Number | 0000028878, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 3026/121602 |
| Instrument | 202628878 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 17, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Jan 22, 2024 |
| Property Address | 59 CONGRESS RD, MOUNTAIN TOP, PA 18707-2334 |
| Document Number | 0000003259 |
| Book / Page | 3024 / 11339 |
| Map Reference | MB 1884 PG 529 |
| Instrument Date | Jan 15, 2024 |
| Instrument | 202403259 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 59 CONGRESS RD, MOUNTAIN TOP, PA 18707-2334 |
| Name | Verified Name |
|---|---|
| Address | 59 CONGRESS RD, MOUNTAIN TOP, PA 18707-2334 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 59 CONGRESS RD, MOUNTAIN TOP, PA 18707-2334 |
| Document Number | 0000032295 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 59 CONGRESS RD MOUNTAIN TOP PA 187072334, MOUNTAIN TOP, PA 18707-2334 |
| Document Number | 0000032295 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 003019/096145 |
| Instrument | 32295 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 12, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 59 Congress Rd was $3,921 with a homeowner's exemption, up % from the year before.
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| County Subdivision | Wright Township |
| Unified School District | Crestwood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,921.00 (+0.03%) Homeowner's exemption | $189,700 Land $46,800 Building $142,900 | |
| 2025 | $3,920.00 | ||
| 2024 | $189,700 (-) Land $46,800 Building $142,900 | ||
| 2023 | $3,734.00 (+2.53%) | $189,700 Land $46,800 Building $142,900 | |
| 2022 | $3,642.00 | ||
| 2009 | $189,700 Land $46,800 Building $142,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 59 Congress Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1985) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 1985 · Hurricane Gloria |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 59 Congress Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Service Electric Cable TV Cable | 2,000 / 40 |
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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