59 Coates St, Saluda, NC 28773 Property Records

Polk County property record for 59 Coates St, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,165 sqft · built 1890
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Nov 2025)
Tax Bill	$6,984 (2026)
Deeds & Mortgages	Nov 2025 Sale Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S12-D5`

Property Details

APN / Parcel Number

Primary APN	`S12-D5`
Alternative APN	`39924`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,165 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1975
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39924
Street Address	59 COATES ST
City	SALUDA
State	NC
Zip	28773-9800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	S12, 0S64 SALUDA RES AREA 64
Legal Subdivision	SALUDA RES AREA 64
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2030
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 LORD ASHLEY DR, CHARLESTON, SC 29407-7462
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer
Oct 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST RELIANCE BANK
Oct 20, 2021	Warranty Deed, Transfer
Aug 18, 2021	Warranty Deed, Transfer
Apr 14, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Oct 20, 2021 · Amount on Record
Deed Book / Page	495 / 2468
Prior Transfer Date	Aug 10, 2021
Prior Transfer Doc	000462/758
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 25, 2025
Property Address	59 COATES ST, SALUDA, NC 28773-9800
Document Number	00495/2468
Book / Page	495 / 2468
Map Reference	MB G PG 72
Instrument Date	Nov 13, 2025
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Tax	$1,490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 CARVER ST, SALUDA, NC 28773-8861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LORD ASHLEY DR, CHARLESTON, SC 29407-7462

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	59 COATES ST, SALUDA, NC 28773-9800
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000495/14
Date	Oct 10, 2025
Book Page	495/14

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Due	Oct 1, 2025

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 20, 2021
Property Address	59 COATES ST, SALUDA, NC 28773-9800
Document Number	000464/566
Book / Page	464 / 566
Map Reference	MB G PG 72
Instrument Date	Oct 14, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2038 SILVER CREEK CT, SAN ANGELO, TX 76904-1535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RUTLEDGE AVE, CHARLESTON, SC 29401-1722

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 18, 2021
Property Address	59 COATES ST, SALUDA, NC 28773-9800
Document Number	000462/758
Book / Page	462 / 758
Map Reference	FILE G PG 16
Instrument Date	Aug 10, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2038 SILVER CREEK CT, SAN ANGELO, TX 76904-1535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 895, SALUDA, NC 28773-0895

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK NC
Recording Date	Apr 14, 2021
Property Address	59 COATES ST, SALUDA, NC 28773-9800
Document Number	000458/896
Book / Page	458 / 896
Instrument Date	Dec 31, 2020
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 DANIELLE DR, COLLEYVILLE, TX 76034-6426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 E MAIN ST, SALUDA, NC 28773-7817

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,984.00 (+36.91%)	$654,142 (+27.94%) Land $110,000 Building $544,142	$654,142 (+27.94%) Land $110,000 Building $544,142
2025	$5,101.00 (+30.66%)	$511,288 (+64.25%) Land $110,000 Building $401,288	$511,288 (+64.25%) Land $110,000 Building $401,288
2023	$3,904.00	$311,280 Land $82,500 Building $228,780
2021			$311,280 Land $82,500 Building $228,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALUDA serves 1,814 people · EPA ID NC0175020
Water Source	Purchased surface water from CITY OF HENDERSONVILLE
Last State Inspection	Jun 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Pangaea Internet, RiverStreet Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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