59 Cindy Crest Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 59 Cindy Crest Dr, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1995
Square Footage	2,320 sqft Living Area
Lot Size	28,314 sqft (0.65 acres)
Occupancy	Owner Occupied
Last Sale	$335,000 (2018)
Tax Bill	$10,202.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 58.20-2-55`
Alternative APN	`280005802000020550000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,320 sqft Living Area
1st Floor	1,204 sqft 1st Floor
2nd Floor	1,116 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	28,314 sqft (0.65 acres)
Depth X Width	231 ft x 122 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Shed	1 Shed
Shed Area	60 sqft Shed
Porch Area	225 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	59 CINDY CREST DR
City	SCHENECTADY
State	NY
Zip	12306-3431
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,2STY,G2,FP,ROG LOT 5 58.20-2-2, 58.20-2-2.2
Legal Subdivision	CINDY CREST DRIVE
Legal Block	2
Legal Lot Number	55.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	1
Census Block	1032
Census Tract	33003

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.20-2-55

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	59 CINDY CREST DR, SCHENECTADY, NY 12306-3431
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2018 · Amount on Record
Deed Sale	Dec 13, 2018 · Amount on Record
Prior Sale	Jun 19, 1995 · Amount on Record
Deed Doc Number	201854654
Deed Book / Page	2001 / 844
Record Refreshed	Jun 08, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 13, 2018
Property Address	59 CINDY CREST DR, SCHENECTADY, NY 12306-3431
Document Number	0000054654
Book / Page	2001 / 844
Map Reference	CAB J MAP 8&9
Instrument Date	Dec 07, 2018
Instrument	201854654
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 CINDY CREST DR, 59, SCHENECTADY, NY 12306-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	828 KINGS RD, SCHENECTADY, NY 12303-2628

Mortgage

Document Number	0000054655
Date	Dec 13, 2018
Instrument	201854655

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 01, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,202.00	$279,000 (-) Land $48,800 Building $230,200	$429,200 (+16.92%) Land $75,072 Building $354,128
2023		$279,000 Land $48,800 Building $230,200	$367,100 Land $64,210 Building $302,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.