59 Chestnut St, #61, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 59 Chestnut St, #61, Saugus, MA 01906

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 4 ba · 3,750 sqft
Lot Size	0.222 acres (9,683 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2001)
Tax Bill	$11,322 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-G B:0014 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-G B:0014 L:0001`
Alternative APNs	`M:007=G B:0014 L:0001` `311015`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	5 Units
Stories	2 Stories
Building Area	3,750 sqft Living Area
Gross Area	6,252 sqft
Basement Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,683 sqft (0.222 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Wood Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	311015
Street Address	59 CHESTNUT ST, 61
City	SAUGUS
State	MA
Zip	01906-1603
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	NA
Legal Block	14
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3002
Census Tract	208101

Owner

59 Chestnut St, #61 is owned by an individual who acquired it in October 2021.

Source: Essex County and Saugus Town records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	63 CHESTNUT ST, SAUGUS, MA 01906-1605
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust · Commercial Mortgage
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Oct 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2001 · Amount on File
Deed Sale	Jul 9, 2001 · Amount on File
Deed Book / Page	17398 / 170
Last Transfer Date	Oct 13, 2021
Transfer Doc	040377-324
Record Updated	Oct 29, 2026

June 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Jun 25, 2026
Property Address	59 CHESTNUT ST, 61, SAUGUS, MA 01906-1603
Document Number	0000004140
Book / Page	43467 / 64
Instrument Date	Jun 25, 2026
Instrument	20264140
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 CHESTNUT ST, 61, SAUGUS, MA 01906-1603

Mortgage

Document Number	0000004140,
Date	Jun 25, 2026
Book Page	43467/64
Instrument	20264140

Lender

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	59-61 CHESTNUT ST, SAUGUS, MA 01906
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041082-21
Date	Jul 22, 2022
Book Page	41082/21
Instrument	20220722000580

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 14, 2021
Property Address	59-61 CHESTNUT ST, SAUGUS, MA 01906
Document Number	040377-324
Book / Page	40377 / 324
Instrument Date	Oct 13, 2021
Instrument	20211014001070
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 CHESTNUT ST, SAUGUS, MA 01906-1605

Tax Assessment & Valuation

The 2025 property tax bill for 59 Chestnut St, #61 was $11,322, up 4.7% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,322.00 (+4.7%)	$1,060,100 (+4.4%) Land $296,000 Building $764,100
2024	$10,814.00 (+2.28%)	$1,015,400 (+8.14%) Land $269,100 Building $746,300
2023	$10,573.00	$939,000 Land $242,200 Building $696,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 59 Chestnut St, #61 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 6 condo units
Nearby Flood Claims	2 (1978–1996)
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Chestnut St, #61 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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