59 Cherokee Gap Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 59 Cherokee Gap Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,813 sqft · built 2018
Lot Size	9.97 acres (434,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Apr 2017)
Tax Bill	$5,113 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Jul 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6500020C7`

Property Details

APN / Parcel Number

Primary APN	`6500020C7`
Alternative APN	`24046`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,813 sqft Heated Area
1st Floor Area	2,377 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	434,729 sqft (9.97 acres)
Garage Area	1,002 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,178 sqft
Deck Area	180 sqft
Storage Building	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24046
Street Address	59 CHEROKEE GAP RD
City	RINGGOLD
State	GA
Zip	30736-4365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SZ
Legal Description	LOT 4 CHEROKEE MEADOWS SW
Legal Subdivision	CHEROKEE MEADOWS SW
Legal Lot Number	4
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	5
Census Block	5002
Census Tract	30100

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 CHEROKEE GAP RD, RINGGOLD, GA 30736-4365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Construction Loan · Line of Credit SMARTBANK
Jul 9, 2018	Loan Modification, Mortgage · Conventional Mortgage SMARTBANK
Aug 1, 2017	Deed of Trust, Mortgage SMARTBANK
Apr 19, 2017	Warranty Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	2017-000736
Deed Book / Page	1874 / 606
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Feb 18, 2020
Property Address	59 CHEROKEE GAP RD, RINGGOLD, GA 30736-4365
Document Number	0020340704
Book / Page	002034 / 000704
Instrument Date	Jan 30, 2020
Instrument	1199
Transaction Type	Construction Loan
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 CHEROKEE GAP RD RINGGOLD GA 307364365, RINGGOLD, GA 30736-4365

Mortgage

Document Number	20340704
Date	Feb 18, 2020
Book Page	002034/000704
Instrument	1199

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 17, 2021

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	59 CHEROKEE GAP RD, RINGGOLD, GA 30736-4365
Document Number	0019440146
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 CHEROKEE GAP RD RINGGOLD GA 307364365, RINGGOLD, GA 30736-4365

Mortgage

Document Number	0019440146
Date	Jul 10, 2018
Book Page	001944/000146

Lender

Name	SMARTBANK
Type	Bank
Address	RUSCALOOSA, AL 35406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	59 CHEROKEE GAP RD, RINGGOLD, GA 30736-4365
Document Number	0018910707
Book / Page	001891 / 000707
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 CHEROKEE GAP RD RINGGOLD GA 307364365, RINGGOLD, GA 30736-4365

Mortgage

Document Number	0018910707
Date	Aug 3, 2017
Book Page	001891/000707

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868-1910

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 19, 2017
Property Address	59 CHEROKEE GAP RD, RINGGOLD, GA 30736-4365
Document Number	0018740606
Book / Page	001874 / 000606
Instrument Date	Apr 11, 2017
Instrument	2696
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,113.00 (+16.92%) Homeowner's exemption	$293,717 (+48.84%) Land $48,639 Building $245,078	$734,292 (+48.84%) Land $121,597 Building $612,695
2023	$4,373.00 (+19.97%) Homeowner's exemption	$197,333 Land $23,019 Building $174,314	$493,332 Land $57,548 Building $435,784
2022	$3,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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