59 Cheever Cir, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 59 Cheever Cir, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,352 sqft · built 1997
Lot Size	0.791 acres (34,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Dec 2019)
Tax Bill	$18,423 (2025)
Deeds & Mortgages	Apr 2021 Refinance May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00020 B:00096 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00020 B:00096 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,352 sqft Living Area
Gross Area	6,543 sqft
Basement Area	1,980 sqft
Unfinished Basement	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,452 sqft (0.791 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	59 CHEEVER CIR
City	ANDOVER
State	MA
Zip	01810-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	96
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1004
Census Tract	254100

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 CHEEVER CIR, ANDOVER, MA 01810-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW JERSEY LENDERS CORP
May 16, 2018	Deed of Trust, Mortgage · ARM NORTHERN BK & TR
Apr 10, 2019	Deed of Trust, Mortgage · Balloon Mortgage NORTHERN BANK & TRUST CO
Apr 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Dec 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage USA ALLIANCE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Sep 26, 1997 · Amount on Record
Deed Book / Page	16135 / 123
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	16135-123
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	59 CHEEVER CIR, ANDOVER, MA 01810-1725
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16883-302
Date	Apr 16, 2021
Book Page	16883/302
Instrument	12859

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	59 CHEEVER CIR, ANDOVER, MA 01810-1725
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15481-57
Date	May 16, 2018
Book Page	15481/57
Instrument	11126

Lender

Name	NORTHERN BK & TR

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	59 CHEEVER CIR, ANDOVER, MA 01810-1725
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15808-219
Date	Apr 10, 2019
Book Page	15808/219
Instrument	7443

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	59 CHEEVER CIR, ANDOVER, MA 01810-1725
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16254-188
Date	Apr 7, 2020
Book Page	16254/188
Instrument	8206

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Dec 27, 2019
Property Address	59 CHEEVER CIR, ANDOVER, MA 01810-1725
Document Number	16135-123
Book / Page	16135 / 123
Instrument Date	Dec 18, 2019
Instrument	33138
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59 CHEEVER CIR, ANDOVER, MA 01810-1725

Mortgage

Document Number	33139
Date	Dec 27, 2019
Instrument	33139

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,423.00 (+2.54%)	$1,475,000 (+5.74%) Land $717,500 Building $757,500	$1,211,155
2024	$17,966.00 (+3.9%)	$1,394,900 (+10.2%) Land $668,700 Building $726,200
2023	$17,291.00	$1,265,800 Land $602,300 Building $663,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cheever Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures