59 Charles St, Bristol, CT 06010 Property Records

Bristol City property record for 59 Charles St, Bristol, CT 06010

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,368 sqft · built 1954
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Jun 2021)
Tax Bill	$5,351 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BRIS M:45 L:140`

Property Details

APN / Parcel Number

Primary APN	`BRIS M:45 L:140`
Alternative APNs	`0163350` `163350`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	3,315 sqft
1st Floor Area	947 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	163350
Street Address	59 CHARLES ST
City	BRISTOL
State	CT
Zip	06010-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	140
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2002
Census Tract	405300

Owner

59 Charles St is owned and occupied by two individuals who bought it in June 2021.

Source: Bristol City records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 CHARLES ST, BRISTOL, CT 06010-5550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 25, 2018	Deed of Trust, Mortgage UNITED BANK
Dec 7, 2020	Deed of Trust, Mortgage · Balloon Mortgage CONNECTICUT COMMUNITY BANK NA
Jun 28, 2021	Warranty Deed, Transfer · FHA Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Mar 17, 2014 · Amount on File
Deed Book / Page	2185 / 17
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	59 CHARLES ST, BRISTOL, CT 06010-5550
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002256-56
Date	May 24, 2023
Book Page	2256/56

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	59 CHARLES ST, BRISTOL, CT 06010-5550
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002085-984
Date	Jul 25, 2018
Book Page	2085/984

Lender

Name	UNITED BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	59 CHARLES ST, BRISTOL, CT 06010-5550
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002158-832
Date	Dec 7, 2020
Book Page	2158/832

Lender

Name	CONNECTICUT COMMUNITY BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	Jun 28, 2021
Property Address	59 CHARLES ST, BRISTOL, CT 06010-5550
Document Number	0002185-17
Book / Page	2185 / 17
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 CHARLES ST, BRISTOL, CT 06010-5550

Mortgage

Document Number	0000218520
Date	Jun 28, 2021
Instrument	2185/20

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 59 Charles St was $5,351.

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,351.00	$158,550 Land $39,900 Building $118,650	$110,985 Land $27,930 Building $83,055
2024	$5,351.00 (+11.2%)
2023	$4,812.00 (+9.96%)	$158,550 (+38.96%) Land $39,900 Building $118,650
2022	$4,376.00	$114,100 Land $32,410 Building $81,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 59 Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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