59 Bay Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 59 Bay Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	4 ba · 6,170 sqft · built 2003
Lot Size	0.484 acres (21,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,800,000 (Jan 2021)
Tax Bill	$40,177 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-047-08061200`

Property Details

APN / Parcel Number

Primary APN	`02-047-08061200`
Alternative APNs	`204708061200` `04708061200`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	6,170 sqft Living Area
Gross Area	6,698 sqft
1st Floor Area	2,816 sqft
Basement Area	1,918 sqft
Finished Basement	1,918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,080 sqft (0.484 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	464 sqft
Patio Area	876 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	04708061200
Street Address	59 BAY DR
City	ANNAPOLIS
State	MD
Zip	21403-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 6 SC 19 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	3
Legal Lot Number	6
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3001
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 BAY DR, ANNAPOLIS, MD 21403-4512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 5, 2021	Grant Deed, Transfer MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Jan 15, 2013 · Amount on Record
Deed Book / Page	35869 / 243
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	59 BAY DR, ANNAPOLIS, MD 21403-4512
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0368320239
Date	May 24, 2021
Book Page	36832/239

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	HOUSTON, TX 77046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 5, 2021
Property Address	59 BAY DR, ANNAPOLIS, MD 21403-4512
Document Number	0358690243
Book / Page	035869 / 000243
Instrument Date	Dec 12, 2020
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 BAY DR ANNAPOLIS MD 214034512, ANNAPOLIS, MD 21403-4512

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,044,400 (+66.82%) Land $2,568,200 Building $1,476,200	$4,044,400 (+66.82%) Land $2,568,200 Building $1,476,200
2025	$40,177.00 (+51.76%)
2023	$26,474.00	$2,424,400 Land $1,336,200 Building $1,088,200	$2,424,400 Land $1,336,200 Building $1,088,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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