59 5th St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 59 5th St, Somerville, NJ 08876

Property Summary

Property Type	Commercial
Lot Size	0.62 acres (26,998 sqft)
Owner	Company Name on File
Last Sale	$178,000 (Dec 1996)
Tax Bill	$44,869 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`18-00052-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`18-00052-0000-00013`
Alternative APN	`180005200013`

Interior

Stories	1 Story

Exterior

Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	26,998 sqft (0.62 acres)
Lot Dimensions	135 ft deep x 200 ft wide

Location & Zoning

Street Address	59 5TH ST
City	SOMERVILLE
State	NJ
Zip	08876
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	I-2
Legal Block	52
Legal Lot Number	13
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2026
Census Tract	50400

Owner

59 5th St, a commercial property, is owned by a company that bought it in December 1996.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	61 5TH ST, SOMERVILLE, NJ 08876-3260
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 1996 · Amount on File
Deed Sale	Dec 17, 1996 · Amount on File
Deed Book / Page	2091 / 802
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	59 5TH ST, SOMERVILLE, NJ 08876
Document Number	0000042281
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 5TH ST HILLSBOROUGH NJ 08844, HILLSBOROUGH, NJ 08844

Mortgage

Document Number	0000042281
Date	Nov 4, 2019
Book Page	007164/001325
Instrument	42281

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 59 5th St was $44,869, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,100,000 (-) Land $152,500 Building $947,500	$1,100,000 (-) Land $152,500 Building $947,500
2025	$44,869.00 (+3.19%)	$1,100,000 Land $152,500 Building $947,500	$1,100,000 Land $152,500 Building $947,500
2024	$43,483.00
2023		$1,100,000 Land $152,500 Building $947,500	$1,100,000 Land $152,500 Building $947,500
2022	$41,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	82 (1978–2024)
Claims Outside the SFHA	4 of 82
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 22 claims Severe Storms And Flooding, Mar 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20