5899 Sunny Ln, Duluth, MN 55811 Property Records

St. Louis County property record for 5899 Sunny Ln, Duluth, MN 55811

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 0.75 ba · 660 sqft · built 1940
Lot Size	0.507 acres (22,116 sqft)
Owner	Individual Name on File
Last Sale	$3,000 (May 2021)
Tax Bill	$610 (2026)
Deeds & Mortgages	Jun 2022 Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`280-0040-01250`

Property Details

APN / Parcel Number

Primary APN	`280-0040-01250`
Alternative APN	`1109778`

Interior

Bedrooms	1 Bed
Full Baths	0.75 Baths
Stories	1 Story
Building Area	660 sqft Gross Area
1st Floor Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	22,116 sqft (0.507 acres)
Garage Area	660 sqft
Deck Area	32 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1109778
Street Address	5899 SUNNY LN
City	DULUTH
State	MN
Zip	55811-9721
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	THAT PART IN T 51 R 15 SERIAL #
Legal Subdivision	CARIBOU LAKE TRACTS
Legal Block	7
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2021
Census Tract	10602

Owner

5899 Sunny Ln, a residential property, is owned by an individual who bought it in May 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3810 CHAMBERSBURG AVE, DULUTH, MN 55811-5604
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
May 28, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Deed Document Number	20211041397
Prior Transfer Date	May 26, 2021
Prior Transfer Doc	0001041397
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5901 SUNNY LN, DULUTH, MN 55811
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001058156
Date	Jun 24, 2022
Instrument	1058156

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 15, 2037

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jun 20, 2025
Change Frequency	3 Years
Min Rate At Change	7%
Max Rate At Change	9%
Index	Prime Rate
Max Rate	13%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 28, 2021
Property Address	5901 SUNNY LN, DULUTH, MN 55811
Document Number	0001041397
Instrument Date	May 26, 2021
Instrument	1041397
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3810 CHAMBERSBURG AVE, DULUTH, MN 55811-5604

Tax Assessment & Valuation

The 2026 property tax bill for 5899 Sunny Ln was $610, down 46.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$610.00 (-46.11%)
2025	$1,132.00 (+9.27%)	$64,600 (-46.35%) Land $49,600 Building $15,000	$64,600 (-46.35%) Land $49,600 Building $15,000
2024	$1,036.00	$120,400 Land $48,600 Building $71,800	$120,400 Land $48,600 Building $71,800
2022		$99,700 Land $41,500 Building $58,200	$99,700 Land $41,500 Building $58,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5899 Sunny Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5899 Sunny Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

May also be available: Verizon.

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