58985 Beech Rd, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 58985 Beech Rd, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,720 sqft · built 1874
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Tax Bill	$1,956 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-10-20-400-011.000-031`

Property Details

APN / Parcel Number

Primary APN	`71-10-20-400-011.000-031`
Alternative APN	`01410511044`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Basement Area	1,217 sqft

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1950
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Garage Type	Mixed
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01410511044
Street Address	58985 BEECH RD
City	MISHAWAKA
State	IN
Zip	46544-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE SE EX MID PT OF S SE 20-37-4E
Legal Range	04E
Legal Township	37
Legal Section	20
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3021
Census Tract	11602

Owner

58985 Beech Rd is owned and occupied by an individual who acquired it in July 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	58985 BEECH RD, MISHAWAKA, IN 46544-9721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit INOVA FCU
Jul 29, 2022	Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022
Deed Sale	Jul 29, 2022
Prior Sale	Dec 18, 2007
Deed Document Number	0002222362
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	58985 BEECH RD, MISHAWAKA, IN 46544-9721
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002306538
Date	Mar 30, 2023
Instrument	2306538

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 29, 2038

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 29, 2022
Property Address	58985 BEECH RD, MISHAWAKA, IN 46544-9721
Document Number	0002222362
Instrument Date	Jul 27, 2022
Instrument	2222362
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58985 BEECH RD, MISHAWAKA, IN 46544-9721

Mortgage

Document Number	0002222363
Date	Jul 29, 2022
Instrument	2222363

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,500 Land $71,700 Building $140,800	$212,500 Land $71,700 Building $140,800
2024	$1,956.00 (-3.02%)
2023	$2,017.00 (+22.09%)	$210,300 (+26.15%) Land $71,000 Building $139,300	$210,300 (+26.15%) Land $71,000 Building $139,300
2022	$1,652.00	$166,700 Land $29,500 Building $137,200	$166,700 Land $29,500 Building $137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58985 Beech Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58985 Beech Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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