58979 Ferguson Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58979 Ferguson Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,338 sqft · built 1965
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Dec 2016)
Tax Bill	$728 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-014-015-03`

Property Details

APN / Parcel Number

Primary APN	`004-014-015-03`

Interior

Full Baths	2 Baths
Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft
Basement Area	1,338 sqft
Unfinished Basement	1,396 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	60,113 sqft (1.38 acres)
Lot Dimensions	430 ft deep x 140 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58979 FERGUSON RD
City	THREE RIVERS
State	MI
Zip	49093-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SEC 14 T6S R12W TH N 137.5 FT TH E 435.6 FT TH S 137.5 FT TH W TO POB.
Legal Range	12W
Legal Township	06S
Legal Section	14
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	3
Census Block	3007
Census Tract	41102

Owner

Source: St. Joseph County records · APN 004-014-015-03

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	58979 FERGUSON RD, THREE RIVERS, MI 49093-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 15, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2016 · Amount on Record
Deed Sale	Dec 06, 2016 · Amount on Record
Prior Sale	May 01, 2012 · Amount on Record
Deed Book / Page	1849 / 987
Prior Transfer Date	Jul 01, 2016
Prior Transfer Doc	1829000950
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58979 FERGUSON RD, THREE RIVERS, MI 49093-9504
Transaction Type	Mortgage
Record Updated	Feb 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58979 FERGUSON RD, THREE RIVERS, MI 49093-9504

Mortgage

Document Number	2024000413
Date	Jan 19, 2024
Instrument	2024000413

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58979 FERGUSON RD, THREE RIVERS, MI 49093-9504
Transaction Type	Mortgage
Record Updated	Apr 04, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1950/0977
Date	Mar 15, 2019
Book Page	1950/0977

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,600	$259,200
2025	$728.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy Cooperative Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferguson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures