5897 Arch Ave, Pensacola, FL 32526 Property Records

Escambia County property record for 5897 Arch Ave, Pensacola, FL 32526

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,028 sqft · built 2009
Lot Size	0.249 acres (10,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2021)
Tax Bill	$6,096 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-1S-31-4201-300-001`

Property Details

APN / Parcel Number

Primary APN	`06-1S-31-4201-300-001`
Alternative APNs	`090296200` `90296200`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,028 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	3,028 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	10,833 sqft (0.249 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	90296200
Street Address	5897 ARCH AVE
City	PENSACOLA
State	FL
Zip	32526-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 30 BLK A KEYSTONE S/D PB 18 P 43/43A/43B OR 8577 P 259
Legal Range	31W
Legal Township	01S
Legal Section	06
Legal Subdivision	KEYSTONE S/D
Legal Block	A
Legal Lot Number	30
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	4
Census Block	4016
Census Tract	3603

Owner

Source: Escambia County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 MAJESTIC CT, PENSACOLA, FL 32534-9557
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MORTGAGE OF GEORGIA
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 17, 2017	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Apr 1, 2017 · Amount on Record
Deed Document Number	202178908
Deed Book / Page	8577 / 259
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	5897 ARCH AVE, PENSACOLA, FL 32526-3231
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	KNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5897 ARCH AVE, PENSACOLA, FL 32526-3231

Mortgage

Document Number	0084201479
Date	Dec 10, 2020
Book Page	8420/1479
Instrument	2020107807

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 19, 2021
Property Address	5897 ARCH AVE, PENSACOLA, FL 32526-3231
Document Number	0085770259
Book / Page	8577 / 259
Map Reference	MB 18 PG 43,43A&43
Instrument Date	Jul 15, 2021
Instrument	2021078908
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 E OAKFIELD RD, PENSACOLA, FL 32503-7421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5897 ARCH AVE, PENSACOLA, FL 32526-3231

Mortgage

Document Number	0008577261
Date	Jul 19, 2021
Instrument	8577/261

Lender

Name	SOUTHEAST MORTGAGE OF GEORGIA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	5897 ARCH AVE, PENSACOLA, FL 32526-3231
Document Number	0082560360
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5897 ARCH AVE PENSACOLA FL 325263231, PENSACOLA, FL 32526-3231

Mortgage

Document Number	0082560360
Date	Mar 3, 2020
Book Page	008256/000360
Instrument	18697

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 17, 2017
Property Address	5897 ARCH AVE, PENSACOLA, FL 32526-3231
Document Number	0076960455
Book / Page	007696 / 000455
Instrument Date	Apr 14, 2017
Instrument	27612
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5897 ARCH AVE PENSACOLA FL 325263231, PENSACOLA, FL 32526-3231

Mortgage

Document Number	76960457
Date	Apr 17, 2017
Book Page	007696/000457
Instrument	27613

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,096.00 (+5.14%)	$437,945 (+7.39%) Land $50,000 Building $387,945	$437,945 (+3.76%) Land $50,000 Building $387,945
2024	$5,798.00 (+3.41%)
2023	$5,607.00 (+10.14%)	$407,793 (+1%)	$422,060 (+13.85%) Land $50,000 Building $372,060
2022	$5,091.00	$370,721	$370,721 Land $35,000 Building $335,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	65 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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