5896 Cobb Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5896 Cobb Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1968
Lot Size	5.85 acres (254,826 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jul 2021)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-030-019-00`

Property Details

APN / Parcel Number

Primary APN	`008-030-019-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Flooring	Carpet

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	254,826 sqft (5.85 acres)
Garage Area	552 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5896 COBB RD
City	LAPEER
State	MI
Zip	48446-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	08 46 007 000 00 SEC 30 T7N R9E NW 1/4 OF NW FRL 1/4 EX N 707 FT & EX W 829.8 FT OF BALANCE THEREOF. 5.85 A.
Legal Range	09E
Legal Township	07N
Legal Section	30
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	4
Census Block	4012
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5896 COBB RD, LAPEER, MI 48446-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Deed Book / Page	3224 / 722
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 30, 2021
Property Address	5896 COBB RD, LAPEER, MI 48446-9733
Document Number	0032240722
Book / Page	3224 / 722
Instrument Date	Jul 27, 2021
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5896 COBB RD, 5896, LAPEER, MI 48446-9733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5896 COBB RD, LAPEER, MI 48446-9733

Mortgage

Document Number	0032260022
Date	Aug 4, 2021
Book Page	3226/22

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,600 (+1.66%)	$245,200 (+1.66%)
2025	$2,317.00 (+17.02%) Homeowner's exemption	$120,600 (+17.32%)	$241,200 (+17.32%)
2023		$102,800	$205,600
2022	$1,980.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Bitwise Fixed Wireless	100 / 10