5895 Summit St, Sylvania, OH 43560 Property Records

Lucas County property record for 5895 Summit St, Sylvania, OH 43560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,991 sqft · built 1929
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,598 (2024)
Deeds & Mortgages	Aug 2026 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-00537`

Property Details

APN / Parcel Number

Primary APN	`82-00537`
Alternative APN	`45028012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,991 sqft Living Area
Gross Area	3,870 sqft
1st Floor Area	1,166 sqft
2nd Floor Area	825 sqft
Attic	Attic
Attic Area	825 sqft
Basement Area	1,054 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Brick
Lot Area	8,700 sqft (0.2 acres)
View / Lot	Secondary
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5895 SUMMIT ST
City	SYLVANIA
State	OH
Zip	43560-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	31-R2
Legal Description	6 9 3 SW 1/4 ASSESSORS PLT 1859...LOT 8S 26 FT E 200 FT & N
Legal Tract	82.01
Legal Lot Number	8S
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2005
Census Tract	8204

Owner

5895 Summit St is owned and occupied by two individuals who acquired it in August 2026.

Source: Lucas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5895 SUMMIT ST, SYLVANIA, OH 43560-1273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Quit Claim Deed, Transfer · FHA Mortgage KEYBANK USA
May 10, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Oct 2, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026
Deed Sale	Aug 31, 2026
Prior Sale	Oct 2, 2020 · Amount on File
Deed Document Number	202633932
Prior Transfer Date	Aug 12, 2026
Prior Transfer Doc	0000033932
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 31, 2026
Property Address	5895 SUMMIT ST, SYLVANIA, OH 43560-1273
Document Number	0000033932
Instrument Date	Aug 12, 2026
Instrument	202633932
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5895 SUMMIT ST, SYLVANIA, OH 43560-1273

Mortgage

Document Number	0000033933,
Date	Aug 31, 2026
Instrument	202633933

Lender

Name	KEYBANK USA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5895 SUMMIT ST, SYLVANIA, OH 43560-1273
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5895 SUMMIT ST, SYLVANIA, OH 43560-1273

Mortgage

Document Number	0000014462
Date	May 10, 2023
Instrument	202305100014462

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 2, 2020
Property Address	5895 SUMMIT ST, SYLVANIA, OH 43560-1273
Document Number	0000043409
Instrument Date	Sep 28, 2020
Instrument	202010020043409
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5895 SUMMIT ST, SYLVANIA, OH 43560-1273

Mortgage

Document Number	0000043421
Date	Oct 2, 2020
Instrument	202010020043421

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Municipality	Sylvania City
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,690 (-) Land $9,170 Building $65,520	$213,400 (-) Land $26,200 Building $187,200
2024	$4,598.00 (+11.41%)	$74,690 (+30.2%) Land $9,170 Building $65,520	$213,400 Land $26,200 Building $187,200
2023	$4,127.00 (-0.15%)	$57,365 (-) Land $8,260 Building $49,105
2022	$4,133.00 Homeowner's exemption	$57,365 Land $8,260 Building $49,105
2021			$163,900 Land $23,600 Building $140,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5895 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5895 Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYLVANIA CITY serves 21,618 people · EPA ID OH4801303
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, MetaLINK Technologies.

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