5895 Mountain Crest Ave, Milton, FL 32571 Property Records

Santa Rosa County property record for 5895 Mountain Crest Ave, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,028 sqft · built 2014
Lot Size	1.01 acres (44,213 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2019)
Tax Bill	$425 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-2N-30-0077-00R00-0100`

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00R00-0100`
Alternative APN	`N30223007700R000100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,028 sqft Living Area
Gross Area	3,814 sqft
1st Floor Area	3,028 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	44,213 sqft (1.01 acres)
Lot Dimensions	295 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	366 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5895 MOUNTAIN CREST AVE
City	MILTON
State	FL
Zip	32571-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ASHLEY PLANTATION PHASE 3 LOT 10 BLK R AS DES IN OR 3836 PG 1254
Legal Range	30W
Legal Township	2N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Block	R
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1045
Census Tract	10302

Owner

5895 Mountain Crest Ave is owned and occupied by two individuals who bought it in June 2019.

Source: Santa Rosa County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5895 MOUNTAIN CREST AVE, MILTON, FL 32571-7644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 25, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jun 5, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	May 19, 2016 · Amount on File
Deed Document Number	201923619
Deed Book / Page	3836 / 1254
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0038361254
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5895 MOUNTAIN CREST AVE, PACE, FL 32571-7644
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5895 MOUNTAIN CREST AVE, MILTON, FL 32571-7644

Mortgage

Document Number	0046950270
Date	Jan 2, 2026
Book Page	4695/270
Instrument	202600205

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5895 MOUNTAIN CREST AVE, PACE, FL 32571-7644
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035930528
Date	Jan 25, 2017
Book Page	3593/0528
Instrument	201702849

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 5, 2019
Property Address	5895 MOUNTAIN CREST AVE, PACE, FL 32571-7644
Document Number	0038361254
Book / Page	003836 / 001254
Instrument Date	May 30, 2019
Instrument	23619
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5895 MOUNTAIN CREST AVE PACE FL 325717644, PACE, FL 32571-7644

Mortgage

Document Number	38361256
Date	Jun 5, 2019
Book Page	003836/001256
Instrument	23620

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$370,030 (+2.9%)	$426,243 (-2.2%) Land $76,125 Building $350,118
2024	$425.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$359,600 (+3%)	$435,839 (+1.93%) Land $76,125 Building $359,714
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$349,126 (+3%)	$427,574 (+3.3%) Land $71,050 Building $356,524
2022	$3,456.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$338,957	$413,931 Land $65,975 Building $347,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5895 Mountain Crest Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5895 Mountain Crest Ave is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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