5895 Cobblestone Dr, North Branch, MI 48461 Property Records

Lapeer County property record for 5895 Cobblestone Dr, North Branch, MI 48461

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,400 sqft · built 2002
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2020)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-800-003-00`

Property Details

APN / Parcel Number

Primary APN	`006-800-003-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,400 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	263 ft deep x 111 ft wide
Garage Area	652 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5895 COBBLESTONE DR
City	NORTH BRANCH
State	MI
Zip	48461-8887
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	LOT 3 THE WARRENS SITE CONDOMINIUM SEC 13 T9N R10E
Legal Range	10E
Legal Township	09N
Legal Section	13
Legal Subdivision	THE WARRENS SITE CONDO
Legal Lot Number	3
Jurisdiction	LAPEER MI
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2016
Census Tract	332000

Owner

5895 Cobblestone Dr, a condominium, is owned and occupied by two individuals who bought it in August 2020.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5895 COBBLESTONE DR, NORTH BRANCH, MI 48461-8887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Aug 3, 2020	Warranty Deed, Transfer
Apr 13, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Apr 13, 2018 · Amount on File
Deed Book / Page	3118 / 738
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	May 12, 2026
Property Address	5895 COBBLESTONE DR, NORTH BRANCH, MI 48461-8887
Document Number	0035190822
Book / Page	3519 / 822
Instrument Date	May 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5895 COBBLESTONE DR, NORTH BRANCH, MI 48461-8887
Investor	Possibly a Property Investor

Mortgage

Document Number	3519000822,
Date	May 12, 2026
Book Page	3519/822

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 30, 2051

Interest

Rate	6.37%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 3, 2020
Property Address	5895 COBBLESTONE DR, NORTH BRANCH, MI 48461-8887
Document Number	0031180738
Book / Page	3118 / 738
Map Reference	LB 1262 PG 150-177
Instrument Date	Jul 23, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5340 ROSSMAN RD, 5340, KINGSTON, MI 48741-9532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5895 COBBLESTONE DR, NORTH BRANCH, MI 48461-8887
Investor	Possibly a Property Investor

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 13, 2018
Property Address	5895 COBBLESTONE DR, NORTH BRANCH, MI 48461-8887
Document Number	0029550624
Book / Page	2955 / 624
Instrument Date	Apr 11, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5171 SANILAC RD, KINGSTON, MI 48741-9513

Mortgage

Document Number	0029550627
Date	Apr 13, 2018
Book Page	2955/627

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5895 Cobblestone Dr was $3,147 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Deerfield Township
Unified School District	North Branch Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,700 (+2.34%)	$271,400 (+2.34%)
2025	$3,147.00 Homeowner's exemption	$132,600	$265,200
2023		$113,900	$227,800
2022	$2,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5895 Cobblestone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5895 Cobblestone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Northern Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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