5895 Charlotte Dr, Ashland, MO 65010 Property Records

Boone County property record for 5895 Charlotte Dr, Ashland, MO 65010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 2017
Lot Size	0.257 acres (11,205 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Oct 2017 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-504-00-04-042-00`

Property Details

APN / Parcel Number

Primary APN	`24-504-00-04-042-00`
Alternative APN	`24-504-00-04-042.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	11,205 sqft
Lot Dimensions	131 ft deep x 85.1 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas

Location & Zoning

Street Address	5895 CHARLOTTE DR
City	ASHLAND
State	MO
Zip	65010-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH WIND PLAT 2 LOT 214
Legal Range	12
Legal Township	46
Legal Section	22
Legal Subdivision	SOUTH WIND 2
Legal Lot Number	214
Jurisdiction	BOONE MO
Township / Civil Division	CEDAR
Census Block Group	2
Census Block	2014
Census Tract	1704

Owner

Source: Boone County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5895 CHARLOTTE DR, ASHLAND, MO 65010-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit LANDMARK BANK NA
Oct 27, 2017	Loan Modification, Mortgage LANDMARK BK
Sep 22, 2017	Warranty Deed, Subdivision Related Transfer LANDMARK BK
Apr 26, 2017	Corporation Deed, Construction Loan · Line of Credit CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017
Deed Sale	Sep 22, 2017
Prior Sale	Apr 26, 2017
Deed Document Number	2017019693
Deed Book / Page	4807 / 0097
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5895 CHARLOTTE DR, ASHLAND, MO 65010-2105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010536
Date	Jun 4, 2018
Book Page	4902/0081
Instrument	2018010536

Lender

Name	LANDMARK BANK NA
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	May 30, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BOONE MO
Property Address	5895 CHARLOTTE DR, ASHLAND, MO 65010-2105
Document Number	0000022550
Book / Page	004823 / 000116
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5895 CHARLOTTE DR ASHLAND MO 65010, ASHLAND, MO 65010

Mortgage

Document Number	0000022550
Date	Nov 2, 2017
Book Page	004823/000116
Instrument	22550

Lender

Name	LANDMARK BK
Type	Bank

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Sep 22, 2017
Property Address	5895 CHARLOTTE DR, ASHLAND, MO 65010-2105
Document Number	0000001693
Book / Page	004807 / 000097
Instrument Date	Sep 22, 2017
Instrument	1693
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5895 CHARLOTTE DR ASHLAND MO 65010, ASHLAND, MO 65010

Mortgage

Document Number	19694
Date	Sep 22, 2017
Book Page	004807/000098
Instrument	19694

Lender

Name	LANDMARK BK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 21, 2032

April 2017: Corporation Deed, Construction Loan

Document Type	Corporation Deed
Jurisdiction	BOONE MO
Recording Date	Apr 26, 2017
Property Address	5895 CHARLOTTE DR, ASHLAND, MO 65010-2105
Document Number	2017007926
Book / Page	4741 / 0050
Map Reference	MB50 PG40
Instrument Date	Apr 25, 2017
Instrument	2017007926
Transaction Type	Construction Loan
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 E ROUTE M, ASHLAND, MO 65010-9039

Mortgage

Document Number	2017007927
Date	Apr 26, 2017
Instrument	2017007927

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Boone County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Ashland City
Unified School District	Southern Boone County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,782.00 (+14.09%)	$53,656 (+14.52%) Land $6,650 Building $47,006	$282,400 (+14.52%) Land $35,000 Building $247,400
2023	$3,315.00 (+7.11%)	$46,854 Land $6,650 Building $40,204	$246,600 Land $35,000 Building $211,600
2022	$3,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND PWS serves 4,999 people · EPA ID MO3010033
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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