5893 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 5893 Franklin St, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1939
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Tax Bill	$551 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081 02-001 00`

Property Details

APN / Parcel Number

Primary APN	`081 02-001 00`
Alternative APN	`25575`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,421 sqft
1st Floor Area	378 sqft
Basement Area	378 sqft
Unfinished Basement	378 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1964
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	70,132 sqft (1.61 acres)
Terrain	Rolling
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	355 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25575
Street Address	5893 FRANKLIN ST
City	FERRUM
State	VA
Zip	24088-4272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	S M CHITWOOD SUBD LOT 1-7 & PT LOT 8
Legal Subdivision	CHITWOOD SUBD
Legal Lot Number	1-7,1-7
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1023
Census Tract	20701

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5893 FRANKLIN ST, FERRUM, VA 24088-4272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 1, 2022
Property Address	5893 FRANKLIN ST, FERRUM, VA 24088-4272
Document Number	0011872910
Book / Page	1187 / 2910
Map Reference	MB 421 PG 324
Instrument Date	Aug 1, 2022
Instrument	220005848
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5873 FRANKLIN ST, FERRUM, VA 24088-4272

Mortgage

Document Number	0220005849
Date	Aug 1, 2022
Instrument	220005849

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$551.00 (+20.83%)	$128,300 (+71.52%) Land $32,100 Building $96,200	$128,300 (+71.52%) Land $32,100 Building $96,200
2023	$456.00	$74,800 (-) Land $25,100 Building $49,700	$74,800 (-) Land $25,100 Building $49,700
2022		$74,800 Land $25,100 Building $49,700	$74,800 Land $25,100 Building $49,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20