Bedford County property record for 5892 Joppa Mill Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,950 (Jan 2023) |
| Tax Bill | $1,431 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179 19 2 |
| Primary APN | 179 19 2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 65,340 sqft (1.5 acres) |
|---|
| Street Address | 5892 JOPPA MILL RD |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-4659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 PB 61/274 |
| Legal Subdivision | CONTAINING 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30501 |
5892 Joppa Mill Rd is owned and occupied by two individuals who bought it in January 2023.
Source: Bedford County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5892 JOPPA MILL RD, MONETA, VA 24121-4659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Jan 5, 2023 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on File |
| Deed Sale | Jan 5, 2023 · Amount on File |
| Deed Document Number | 202387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 21, 2026 |
| Property Address | 5892 JOPPA MILL RD, MONETA, VA 24121-4659 |
| Document Number | 0000003489 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20263489 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5892 JOPPA MILL RD, MONETA, VA 24121-4659 |
| Document Number | 0000003489, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 20263489 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jan 5, 2023 |
| Property Address | 5892 JOPPA MILL RD, MONETA, VA 24121-4659 |
| Document Number | 0230000087 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 230000087 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | COLONIAL TITLE AND SETTLEMENT AGENCY, COLONIAL TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5892 JOPPA MILL RD, MONETA, VA 24121-4659 |
| Document Number | 0230000088 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 230000088 |
| Name | UNION HOME MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5892 Joppa Mill Rd was $1,431.
Source: Bedford County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,431.00 | $349,200 Land $48,000 Building $301,200 | |
| 2023 | $1,061.00 Additional exemption filed | $129,450 | $349,200 Land $48,000 Building $301,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5892 Joppa Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5892 Joppa Mill Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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