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  5. Gratiot Ave

5892 Gratiot Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 5892 Gratiot Ave, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1928
Lot Size3.32 acres (144,619 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Jan 2025)
Tax Bill$2,556 (2025)
Deeds & MortgagesOct 2022 Transfer
Jul 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN74-30-010-1004-000

Property Details

APN / Parcel Number

Primary APN74-30-010-1004-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Basement Area249 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleRanch
Lot Area144,619 sqft (3.32 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address5892 GRATIOT AVE
CitySAINT CLAIR
StateMI
Zip48079-1912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionBEG AT A POINT ON N SEC LINE 1094.65' E OF NW COR SEC TH S 0D 15M E 1086.4', TH S 20D 30M E 58' TO US-25 TH N 61D 29M E ALONG
Legal Range16E
Legal Township05N
Legal Section10
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group1
Census Block1014
Census Tract640600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5892 GRATIOT AVE, SAINT CLAIR, MI 48079-1912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2022Intrafamily Transfer, Transfer
Jul 28, 2022Warranty Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Mar 5, 2020Grant Deed, Transfer
ASK SERVICES INC, ASK SVCS INC
Oct 31, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY
Nov 27, 2017Warranty Deed, Transfer
AMERIFIRST FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2025 · Amount on Record
Deed SaleJan 17, 2025 · Amount on Record
Prior SaleJul 28, 2022 · Amount on Record
Deed Document Number2025800
Deed Book / Page5781 / 205
Prior Transfer DateJul 11, 2022
Prior Transfer Doc0005568893
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateOct 10, 2022
Property Address5892 GRATIOT AVE, SAINT CLAIR, MI 48079-1912
Document Number0005568893
Book / Page5568 / 893
Instrument DateJul 11, 2022
Instrument2022023199
Transaction TypeTransfer
Record UpdatedNov 2, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11410 CANAL RD APT 107, 11410, STERLING HEIGHTS, MI 48314-1574

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5892 GRATIOT AVE, SAINT CLAIR, MI 48079-1912

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 28, 2022
Property Address5892 GRATIOT AVE, SAINT CLAIR, MI 48079-1912
Document Number0005546687
Book / Page5546 / 687
Instrument DateJul 11, 2022
Instrument2022017946
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyPREMIER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,316.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5892 GRATIOT AVE, 5892, SAINT CLAIR, MI 48079-1912

Transferred To (Grantee/Buyer)

NameVerified Name
Address5892 GRATIOT AVE, SAINT CLAIR, MI 48079-1912

Mortgage

Document Number0005544621
DateJul 21, 2022
Book Page5544/621
Instrument2022017451
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAINT CLAIR MI
Recording DateMar 5, 2020
Property Address5892 GRATIOT AVE, SAINT CLAIR, MI 48079-1912
Document Number0051600147
Book / Page005160 / 000147
Instrument DateFeb 25, 2020
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyASK SERVICES INC, ASK SVCS INC

Transaction

AmountAmount Recorded
Tax$645.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3106 MELDRUM RD CASCO MI 480641304, CASCO, MI 48064-1304

October 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAINT CLAIR MI
Recording DateOct 31, 2018
Property Address5892 GRATIOT AVE, SAINT CLAIR, MI 48079-1912
Document Number0050040001
Book / Page005004 / 000001
Instrument DateOct 25, 2018
Transaction TypeForeclosure
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$774.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address950 TRADE CENTRE WAY #400 PORTAGE MI 490020493, 400, PORTAGE, MI 49002-0493

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 27, 2017
Property Address5892 GRATIOT AVE, SAINT CLAIR, MI 48079-1912
Document Number0048940234
Book / Page004894 / 000234
Instrument DateNov 15, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,032.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5892 GRATIOT AVE ST CLAIR MI 480791912, ST CLAIR, MI 48079-1912

Mortgage

Document Number48940236
DateNov 27, 2017
Book Page004894/000236
Lender
NameAMERIFIRST FIN'L
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
AmountAmount Recorded
Term360 Months
DueNov 26, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictMarysville Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,900 (+3.67%)$163,800 (+3.67%)
2025$2,556.00 (+0.04%) Homeowner's exemption$79,000 (+4.91%)
2024$2,555.00 (+20.52%)$158,000 (+4.91%)
2023$75,300
2022$2,120.00$150,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

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