5892 Foxtail Ct, Ferndale, WA 98248 Property Records

Whatcom County property record for 5892 Foxtail Ct, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,369 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$574,900 (Dec 2017)
Tax Bill	$5,856 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`547588`

Property Details

APN / Parcel Number

Primary APN	`547588`
Alternative APNs	`390124 482252 0000` `88162`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,369 sqft Living Area
1st Floor Area	1,430 sqft
2nd Floor Area	939 sqft
Basement Area	2,402 sqft
Finished Basement	972 sqft
Unfinished Basement	1,430 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	50 sqft
Deck Area	214 sqft
Patio Area	806 sqft
Balcony	Balcony
Balcony Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	547588
Street Address	5892 FOXTAIL CT
City	FERNDALE
State	WA
Zip	98248-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	LAKERIDGE ESTATES LOT 38
Legal Range	01
Legal Township	39
Legal Section	24
Legal Subdivision	LAKERIDGE ESTATES
Legal Lot Number	38
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2020
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5892 FOXTAIL CT, FERNDALE, WA 98248-8754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Warranty Deed, Transfer UMPQUA BK
Jun 14, 2017	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Prior Sale	Dec 20, 2005 · Amount on Record
Deed Document Number	2017-1200594
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 6, 2017
Property Address	5892 FOXTAIL CT, FERNDALE, WA 98248-8754
Document Number	2171200594
Instrument Date	Dec 4, 2017
Instrument	1200594
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,238.22
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5892 FOXTAIL CT FERNDALE WA 982488754, FERNDALE, WA 98248-8754

Mortgage

Document Number	2171200595
Date	Dec 6, 2017
Instrument	1200595

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5892 FOXTAIL CT, FERNDALE, WA 98248-8754
Document Number	2170602310
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5892 FOXTAIL CT FERNDALE WA 982488754, FERNDALE, WA 98248-8754

Mortgage

Document Number	2170602310
Date	Jun 19, 2017
Instrument	602310

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 18, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,856.00 (-9.32%)	$780,069 (-9.64%) Land $234,740 Building $545,329	$780,069 (-9.64%) Land $234,740 Building $545,329
2022		$863,312 Land $220,499 Building $642,813	$863,312 Land $220,499 Building $642,813
2021	$6,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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