5891 Hubert Stephens Rd, Gainesville, GA 30506 Property Records

Hall County property record for 5891 Hubert Stephens Rd, Gainesville, GA 30506

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,738 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Apr 2007)
Tax Bill	$5,161 (2026)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`11-040-000-015`

Property Details

APN / Parcel Number

Primary APN	`11-040-000-015`
Alternative APN	`36340`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,738 sqft Heated Area
1st Floor Area	168 sqft
2nd Floor Area	1,570 sqft
Basement Area	2,091 sqft
Unfinished Basement	2,091 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	3,610 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	320 sqft
Patio Area	320 sqft
Canopy	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36340
Street Address	5891 HUBERT STEPHENS RD
City	GAINESVILLE
State	GA
Zip	30506-7323
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR-1
Legal Description	HUBERT STEPHENS ROAD
Legal Subdivision	SURVEY SPEC BUILT INC
Jurisdiction	HALL GA
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1048
Census Tract	203

Owner

5891 Hubert Stephens Rd, a rural home, is owned and occupied by an individual who bought it in April 2007.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5891 HUBERT STEPHENS RD, GAINESVILLE, GA 30506-7323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEACH STATE BANK AND TRUST
Feb 10, 2020	Loan Modification, Mortgage · Line of Credit PEACH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2007 · Amount on File
Deed Sale	Apr 9, 2007 · Amount on File
Prior Sale	Apr 4, 2005 · Amount on File
Deed Book / Page	6016 / 70
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5891 HUBERT STEPHENS RD, GAINESVILLE, GA 30506-7323
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5891 HUBERT STEPHENS RD, GAINESVILLE, GA 30506-7323
Investor	Possibly a Property Investor

Mortgage

Document Number	0088320000000553
Date	May 26, 2021
Book Page	0000008832/0000000553

Lender

Name	PEACH STATE BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HALL GA
Property Address	5891 HUBERT STEPHENS RD, GAINESVILLE, GA 30506-7323
Document Number	0084320298
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5891 HUBERT STEPHENS RD GAINESVILLE GA 305067323, GAINESVILLE, GA 30506-7323

Mortgage

Document Number	0084320298
Date	Feb 25, 2020
Book Page	008432/000298

Lender

Name	PEACH ST BK
Type	Bank
Address	GAINESVILLE, GA 30503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Feb 24, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5891 Hubert Stephens Rd was $5,161 with a homeowner's exemption, up 3.9% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,161.00 (+3.88%) Homeowner's exemption	$221,440 (+2.77%) Land $57,320 Building $164,120	$553,600 (+2.77%) Land $143,300 Building $410,300
2025	$4,968.00 Homeowner's exemption	$215,480 Land $55,480 Building $160,000	$538,700 Land $138,700 Building $400,000
2023	$5,381.00 (+26.76%) Homeowner's exemption	$208,240 (+33.35%) Land $38,840 Building $169,400	$520,600 (+33.35%) Land $97,100 Building $423,500
2022	$4,245.00 Homeowner's exemption	$156,160 Land $41,440 Building $114,720	$390,400 Land $103,600 Building $286,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5891 Hubert Stephens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5891 Hubert Stephens Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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