5890 S Harmony Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 5890 S Harmony Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 938 sqft · built 1982
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Mar 2021)
Tax Bill	$660 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-12580-00`

Property Details

APN / Parcel Number

Primary APN	`016-12580-00`
Alternative APN	`53-09-28-300-035.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	938 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	016-12580-00
Street Address	5890 S HARMONY RD
City	BLOOMINGTON
State	IN
Zip	47403-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	PT E1/2 SW 28-8-2W 1.44A
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	3
Census Block	3011
Census Tract	1200

Owner

5890 S Harmony Rd is owned and occupied by an individual who bought it in March 2021.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5890 S HARMONY RD, BLOOMINGTON, IN 47403-9526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU
Dec 1, 2020	Warranty Deed, Transfer
Mar 21, 2019	Intrafamily Transfer, Transfer
Mar 21, 2019	Affidavit of Death of Joint Tenant, Transfer
Mar 21, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	20216107
Prior Transfer Date	Feb 26, 2019
Prior Transfer Doc	2019003654
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 30, 2021
Property Address	5890 S HARMONY RD, BLOOMINGTON, IN 47403-9526
Document Number	2021006107
Instrument Date	Mar 24, 2021
Instrument	2021006107
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5890 S HARMONY RD, BLOOMINGTON, IN 47403-9526

Mortgage

Document Number	2021006108
Date	Mar 30, 2021
Instrument	2021006108

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Dec 1, 2020
Property Address	5890 S HARMONY RD, BLOOMINGTON, IN 47403-9526
Document Number	2020020271
Instrument Date	Nov 24, 2020
Instrument	2020020271
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9032 S POINTE PEDGE LN, HAWORTH, OK 74740

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Mar 21, 2019
Property Address	5890 S HARMONY RD, BLOOMINGTON, IN 47403-9526
Document Number	2019003653
Instrument Date	Feb 26, 2019
Instrument	2019003653
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7595 W DECKARD DR, BLOOMINGTON, IN 47403-9566

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONROE IN
Recording Date	Mar 21, 2019
Property Address	5890 S HARMONY RD, BLOOMINGTON, IN 47403-9526
Document Number	2019003652
Instrument Date	Feb 26, 2019
Instrument	2019003652
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7595 W DECKARD DR, BLOOMINGTON, IN 47403-9566

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Mar 21, 2019
Property Address	5890 S HARMONY RD, BLOOMINGTON, IN 47403-9526
Document Number	2019003654
Instrument Date	Feb 26, 2019
Instrument	2019003654
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7595 W DECKARD DR, BLOOMINGTON, IN 47403-9566

Tax Assessment & Valuation

The 2025 property tax bill for 5890 S Harmony Rd was $660, up 7.7% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$660.00 (+7.67%)	$117,400 Land $52,200 Building $65,200	$117,400 Land $52,200 Building $65,200
2024	$613.00
2023		$106,200 (+46.48%) Land $41,800 Building $64,400	$106,200 (+46.48%) Land $41,800 Building $64,400
2022	$237.00	$72,500 Land $35,900 Building $36,600	$72,500 Land $35,900 Building $36,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5890 S Harmony Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5890 S Harmony Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN BUREN WATER, INC. serves 6,670 people · EPA ID IN5253008
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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