Jefferson County property record for 5890 Oak St, Arvada, CO 80004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,760 sqft · built 1965 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,782 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-094-00-006 |
| Primary APN | 39-094-00-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Level |
| Construction Type | Brick |
| Lot Area | 10,934 sqft (0.251 acres) |
| Porch | Slab |
| Porch Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 300018637 |
|---|---|
| Street Address | 5890 OAK ST |
| City | ARVADA |
| State | CO |
| Zip | 80004-4739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 09 TOWNSHIP 03 RANGE 69 QTR SE SIZE: 10934 VALUE: .251 KEY=064 |
| Legal Range | 69W |
| Legal Township | 03S |
| Legal Section | 09 |
| Jurisdiction | JEFFERSON CO |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10307 |
5890 Oak St is owned and occupied by an individual.
Source: Jefferson County records, as of May 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5890 OAK ST, ARVADA, CO 80004-4739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit PARTNER COLORADO CU |
| Feb 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage M2 LENDING SOLUTIONS LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Recording Date | Sep 23, 2026 |
| Property Address | 5890 OAK ST, ARVADA, CO 80004-4739 |
| Document Number | 0000063917 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202663917 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5890 OAK ST, ARVADA, CO 80004-4739 |
| Document Number | 0000063917, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202663917 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Property Address | 5890 OAK ST, ARVADA, CO 80004-4739 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000060183 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025060183 |
| Name | PARTNER COLORADO CU |
|---|---|
| Type | Credit Union |
| Address | ARVADA, CO 80001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 10, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Property Address | 5890 OAK ST, ARVADA, CO 80004-4739 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 5890 OAK ST, ARVADA, CO 80004-4739 |
| Document Number | 0000011593 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023011593 |
| Name | M2 LENDING SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 5890 Oak St was $2,782 with a senior citizen's exemption.
Source: Jefferson County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Arvada City |
| County | Jefferson County |
| Unified School District | Jefferson County School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,782.00 | $33,236 Land $14,193 Building $19,043 | $531,780 Land $227,090 Building $304,690 |
| 2023 | $2,412.00 | $31,567 Land $15,817 Building $15,750 | $526,147 Land $236,069 Building $290,078 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5890 Oak St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2002) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5890 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARVADA serves 171,610 people · EPA ID CO0130001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Aerux Broadband, Starry.
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