5890 Lamos Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 5890 Lamos Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1949
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$114,500 (Jun 2015)
Tax Bill	$1,618 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06107100004300`

Property Details

APN / Parcel Number

Primary APN	`06107100004300`
Alternative APN	`61-06-107-100-0043-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	931 sqft
Unfinished Basement	931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	16,988 sqft (0.39 acres)
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5890 LAMOS RD
City	WHITEHALL
State	MI
Zip	49461-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHDR
Legal Description	FRUITLAND TOWNSHIP SEC 7 T11N R17W COM AT W 1/4 POST TH N ALG SEC LINE 366.5 FT FOR POB TH N ALG SEC LINE 125 FT TH S 88
Legal Range	17W
Legal Township	11N
Legal Section	07
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	1
Census Block	1001
Census Tract	3701

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5890 LAMOS RD, WHITEHALL, MI 49461-9450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · VA Mortgage LOWER LLC
Apr 18, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2015 · Amount on Record
Deed Sale	Jun 25, 2015 · Amount on Record
Prior Sale	Aug 8, 2014 · Amount on Record
Deed Document Number	20155524477
Deed Book / Page	4058 / 620
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5890 LAMOS RD, WHITEHALL, MI 49461-9450
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5890 LAMOS RD, WHITEHALL, MI 49461-9450

Mortgage

Document Number	004407/283
Date	Feb 2, 2026
Book Page	4407/283
Instrument	5872807

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5890 LAMOS RD, WHITEHALL, MI 49461-9450
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5890 LAMOS RD, WHITEHALL, MI 49461-9450

Mortgage

Document Number	004297/758
Date	Apr 18, 2022
Book Page	4297/758
Instrument	5763384

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,800 (+4.74%)	$225,600 (+4.74%)
2025	$1,618.00 Homeowner's exemption	$107,700	$215,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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