589 W Chase St, Hernando, FL 34442 Property Records

Citrus County property record for 589 W Chase St, Hernando, FL 34442 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,924 sqft · built 1996
Lot Size	1.04 acres (45,308 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (May 2024)
Tax Bill	$6,969 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2518S18E00101130`

Property Details

APN / Parcel Number

Primary APN	`2518S18E00101130`
Alternative APNs	`18E-18S-25-0010-00000-1130` `18E-18S-25-0010-113.0` `2284862`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,924 sqft Living Area
Gross Area	3,661 sqft
1st Floor Area	1,583 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	45,308 sqft (1.04 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	737 sqft
Parking Spaces	8 Parking Spaces
Pool Area	300 sqft
Porch	Finished/Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2284862
Street Address	589 W CHASE ST
City	HERNANDO
State	FL
Zip	34442-8329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS PB 12 PG 20 LOT 113
Legal Range	18E
Legal Township	18S
Legal Section	25
Legal Subdivision	HAMPTON HILLS
Legal Lot Number	113
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2001
Census Tract	450703

Owner

Source: Citrus County records · APN 2518S18E00101130

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7397 N 375 W, BRYANT, IN 47326-8808
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 06, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Mar 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2024 · Amount on Record
Deed Sale	May 06, 2024 · Amount on Record
Prior Sale	Jun 20, 2006 · Amount on Record
Deed Document Number	202426260
Deed Book / Page	3465 / 905
Prior Transfer Date	Mar 09, 2022
Prior Transfer Doc	0032631354
Record Updated	Jun 08, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 06, 2024
Property Address	589 W CHASE ST, HERNANDO, FL 34442-8329
Document Number	0034650905
Book / Page	3465 / 905
Map Reference	MB 12 PG 20-23
Instrument Date	Apr 29, 2024
Instrument	2024026260
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	589 W CHASE ST, HERNANDO, FL 34442-8329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7397 N 375 W, BRYANT, IN 47326-8808
Investor	Possibly a Property Investor

Mortgage

Document Number	0003465907
Date	May 06, 2024
Instrument	3465/907

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	May 01, 2031
Change Frequency	6 Months
Min Rate At Change	6.5%
Max Rate At Change	9.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	13.5%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Mar 16, 2022
Property Address	589 W CHASE ST, HERNANDO, FL 34442-8329
Document Number	0032631354
Book / Page	3263 / 1354
Map Reference	MB 12 PG 20-23
Instrument Date	Mar 09, 2022
Instrument	2022018455
Transaction Type	Transfer
Record Updated	Apr 04, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 W CHASE ST, HERNANDO, FL 34442-8329

Mortgage

Document Number	0032631357
Date	Mar 16, 2022
Instrument	3263/1357

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2032

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,969.00 (+124.37%)	$452,288 (-0.76%) Land $64,000 Building $388,288	$452,288 (-0.76%) Land $64,000 Building $388,288
2024	$3,106.00 (+2.41%) Homeowner's exemption Additional exemption filed	$455,763 (+6.7%) Land $64,000 Building $391,763	$455,763 (+6.7%) Land $64,000 Building $391,763
2023	$3,033.00 (+6.5%) Homeowner's exemption Additional exemption filed	$427,154 (+11.78%) Land $57,000 Building $370,154	$427,154 (+11.78%) Land $57,000 Building $370,154
2022	$2,848.00 Homeowner's exemption Additional exemption filed	$382,150 Land $57,000 Building $325,150	$382,150 Land $57,000 Building $325,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 141 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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