589 Townsend Way, San Marcos, CA 92078 Property Records

San Diego County property record for 589 Townsend Way, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,931 sqft · built 2023
Owner	2 Individual Names on Record
Last Sale	$909,000 (Jul 2023)
Tax Bill	$13,003 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`221-081-02-13`

Property Details

APN / Parcel Number

Primary APN	`221-081-02-13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,931 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	589 TOWNSEND WAY
City	SAN MARCOS
State	CA
Zip	92078-1212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPECIFIC P
Legal Description	LOT 2 US 144 PER D21-727255&21-859539&UND INT IN PH MODULE T9 TR 016436
Legal Subdivision	SAN MARCOS TSM 16-003
Legal Tract	016436
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	20026

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	589 TOWNSEND WAY, SAN MARCOS, CA 92078-1212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 20, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	2023191787
Prior Transfer Date	Jun 19, 2023
Prior Transfer Doc	0000191785
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 20, 2023
Property Address	589 TOWNSEND WAY, SAN MARCOS, CA 92078-1212
Document Number	0000191787
Map Reference	MAP 16436
Instrument Date	Jul 10, 2023
Instrument	2023-0191787
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	589 TOWNSEND WAY, SAN MARCOS, CA 92078-1212

Mortgage

Document Number	0000191788
Date	Jul 20, 2023
Instrument	2023-0191788

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 20, 2023
Property Address	589 TOWNSEND WAY, SAN MARCOS, CA 92078-1212
Document Number	0000191785
Map Reference	MAP 16436
Instrument Date	Jun 19, 2023
Instrument	2023-0191785
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 MESA RIM RD STE 200, 200, SAN DIEGO, CA 92121-3933
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$945,343 (+2%) Land $509,796 Building $435,547
2025	$13,003.00 (+347.45%) Homeowner's exemption	$926,807 (+1,780.96%) Land $499,800 Building $427,007
2023	$2,906.00	$49,273 Land $49,273

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, T-Mobile, Verizon.

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