589 Stephens Pl, Memphis, TN 38126 Property Records

Shelby County property record for 589 Stephens Pl, Memphis, TN 38126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,842 sqft · built 1922
Lot Size	0.126 acres (5,480 sqft)
Owner	Company Name on Record
Last Sale	$18,000 (Dec 2021)
Tax Bill	$296 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-5021-0-0010`

Property Details

APN / Parcel Number

Primary APN	`02-5021-0-0010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,480 sqft (0.126 acres)
Lot Dimensions	137 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	589 STEPHENS PL
City	MEMPHIS
State	TN
Zip	38126-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SS STEPHENS
Legal Subdivision	DIVINE-HILL
Legal Lot Number	19&20
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	3
Census Block	3020
Census Tract	11600

Owner

Source: Shelby County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	589 STEPHENS PL, MEMPHIS, TN 38126-5603
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage SAND HILL FUNDING LLC
Oct 21, 2025	Quit Claim Deed, Transfer · Commercial Mortgage SND HILL FUNDING LLC
Dec 9, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage SAND HILL FUNDING LLC
Sep 2, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	2021152518
Prior Transfer Date	Nov 27, 1995
Prior Transfer Doc	0000002451
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	589 STEPHENS PL, MEMPHIS, TN 38126-5603
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	COMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022023429
Date	Mar 1, 2022
Instrument	22023429

Lender

Name	SAND HILL FUNDING LLC

Agreement

Amount	Amount Recorded

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 21, 2025
Property Address	589 STEPHENS PL, MEMPHIS, TN 38126-5603
Document Number	0025090952
Map Reference	MB 6 PG 2
Instrument Date	Oct 15, 2025
Instrument	25090952
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 STEPHENS PL, MEMPHIS, TN 38126-5603

Mortgage

Document Number	0025090953
Date	Oct 21, 2025
Instrument	25090953

Lender

Name	SND HILL FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Dec 9, 2021
Property Address	589 STEPHENS PL, MEMPHIS, TN 38126-5603
Document Number	0021152518
Map Reference	MB 6 PG 2
Instrument Date	Dec 9, 2021
Instrument	21152518
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	COMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$66.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 S LA SALLE ST, 440, CHICAGO, IL 60605-1028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 WAVERLY AVE, MEMPHIS, TN 38114-1936

Mortgage

Document Number	0021152519
Date	Dec 9, 2021
Instrument	21152519

Lender

Name	SAND HILL FUNDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 2, 2021
Property Address	589 STEPHENS PL, MEMPHIS, TN 38126-5603
Document Number	0021109297
Map Reference	MB 6 PG 2
Instrument Date	Aug 25, 2021
Instrument	21109297
Transaction Type	Foreclosure
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Tax	$111.61
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S FINANCIAL PL # 2000, 2000, CHICAGO, IL 60605-1000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$296.00 (+17.46%)	$11,025 (+47.99%) Land $1,750 Building $9,275	$44,100 (+47.99%) Land $7,000 Building $37,100
2024	$252.00 (-44.37%)
2023		$7,450 Land $875 Building $6,575
2022	$453.00
2021			$29,800 Land $3,500 Building $26,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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