589 Silver St, Ilion, NY 13357 Property Records

Herkimer County and Litchfield Town property record for 589 Silver St, Ilion, NY 13357 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,426 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Garage	Detached, 1,564 sqft
Occupancy	Owner Occupied
Tax Bill	$3,280.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`213200 119.3-1-22`
Alternative APNs	`320011900300010220000000` `120090034`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	1,426 sqft Living Area
1st Floor	1,058 sqft 1st Floor
2nd Floor	368 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	87,120 sqft (2 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,564 sqft Garage
Porch Area	115 sqft Porch
Canopy Area	328 sqft Canopy

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	120090034
Street Address	589 SILVER ST
City	ILION
State	NY
Zip	13357-4536
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	HERKIMER NY
Minor Civil Division	LITCHFIELD
Census Blockgroup	3
Census Block	3025
Census Tract	10100

Owner

Source: Herkimer County and Litchfield Town records · APN 213200 119.3-1-22

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	589 SILVER ST, ILION, NY 13357-4536
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Recording Date	May 15, 2026
Property Address	589 SILVER ST, ILION, NY 13357-4536
Document Number	RP20262207
Instrument Date	May 04, 2026
Instrument	20262207
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 SILVER ST, ILION, NY 13357-4536

Mortgage

Document Number	0000002207,
Date	May 15, 2026
Instrument	20262207

Lender

Name	ADIRONDACK BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Herkimer County and Litchfield Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Litchfield Town
Unified School District	Mount Markham Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,280.00 (+68.21%)	$98,400 (-) Land $15,200 Building $83,200	$187,215 (+17.96%) Land $28,919 Building $158,296
2023		$98,400 Land $15,200 Building $83,200	$158,710 Land $24,516 Building $134,194
2020	$1,950.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.