589 Serendipity Dr, Naples, FL 34108 Property Records

Collier County property record for 589 Serendipity Dr, Naples, FL 34108

Property Summary

Property Type	Condominium
Details	1,300 sqft · built 1990
Owner	2 Individual Names on File
Last Sale	$580,000 (Jun 2026)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`624400 5894A09`

Property Details

APN / Parcel Number

Primary APN	`624400 5894A09`
Alternative APNs	`732317600071402005894` `73231760007`

Interior

Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	589 SERENDIPITY DR
City	NAPLES
State	FL
Zip	34108-2828
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SERENDIPITY AT PELICAN BAY A CONDOMINIUM UNIT 589
Legal Range	25
Legal Township	49
Legal Section	9
Legal Subdivision	SERENDIPITY AT PELICAN BAY A CONDOMINIUM
Legal Tract	624400
Legal Block	1
Legal Lot Number	589
Legal Unit	589
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	10215

Owner

589 Serendipity Dr, a condominium, is owned and occupied by two individuals who bought it in June 2026.

Source: Collier County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	589 SERENDIPITY DR, NAPLES, FL 34108-2828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	May 22, 1997 · Amount on File
Deed Document Number	20266837777
Deed Book / Page	6598 / 2676
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 12, 2026
Property Address	589 SERENDIPITY DR, NAPLES, FL 34108-2828
Document Number	0006837777
Book / Page	6598 / 2676
Instrument Date	Jun 10, 2026
Instrument	20266837777
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$410,060.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 SERENDIPITY DR, NAPLES, FL 34108-2828

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 12, 2026
Property Address	589 SERENDIPITY DR, NAPLES, FL 34108-2828
Document Number	0065982676
Book / Page	6598 / 2676
Instrument Date	Jun 10, 2026
Instrument	20266837777
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410,060.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 SERENDIPITY DR, NAPLES, FL 34108-2828

Mortgage

Document Number	0006837778,
Date	Jun 12, 2026
Book Page	6598/2678
Instrument	20266837778

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 589 Serendipity Dr was $4,440, up 16.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,843 (+2.7%)	$582,000 (-7.25%) Building $582,000
2025	$4,440.00 (+16.35%) Homeowner's exemption	$313,382	$627,500 Building $627,500
2024	$3,816.00 (+2.5%)
2023	$3,723.00 (+0.19%) Homeowner's exemption	$295,680 (+3%)	$689,500 (+29.71%) Building $689,500
2022	$3,716.00 Homeowner's exemption	$287,068	$531,552 Building $531,552

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 589 Serendipity Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	630 units insured incl. 476 condo units
Nearby Flood Claims	63 (1988–2024)
Claims Outside the SFHA	8 of 63
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 20 claims Hurricane Ian, Sep 2022 · 18 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 589 Serendipity Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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