589 S M St, Livermore, CA 94550 Property Records

Alameda County property record for 589 S M St, Livermore, CA 94550

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,492 sqft · built 1895
Lot Size0.187 acres (8,160 sqft)
Owner2 Individual Names on File
Last Sale$1,085,000 (Feb 2026)
Tax Bill$1,653 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN097-0046-002-02

Property Details

APN / Parcel Number

Primary APN097-0046-002-02
Alternative APN
  • 97-46-2-2

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,492 sqft Living Area

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1910
Architectural StyleL-Shape
Construction TypeWood
Lot Area8,160 sqft (0.187 acres)

Location & Zoning

Street Address589 S M ST
CityLIVERMORE
StateCA
Zip94550-4420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00002 BLK: 0002 AR: 0097 PAGE: 0046
Legal SubdivisionSOUTHERN ADD/LIVERMORE
Legal Block46
Legal Lot Number10-12
JurisdictionALAMEDA CA
Township / Civil DivisionLIVERMORE-PLEASANTON
Census Block Group2
Census Block2007
Census Tract451602

Owner

589 S M St is owned and occupied by two individuals who bought it in February 2026.

Source: Alameda County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address589 S M ST, LIVERMORE, CA 94550-4420
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2026 · Amount on File
Deed SaleFeb 11, 2026 · Amount on File
Deed Document Number202619418
Record UpdatedOct 29, 2026

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateFeb 11, 2026
Property Address589 S M ST, LIVERMORE, CA 94550-4420
Document Number0000019418
Map ReferenceMB 11 PG 3
Instrument DateJan 20, 2026
Instrument2026019418
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address589 S M ST, LIVERMORE, CA 94550-4420

Mortgage

Document Number0000019419
DateFeb 11, 2026
Instrument2026019419
Lender
NameEXCEL REALTY & MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 589 S M St was $1,653, up 3.4% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityLivermore City
Unified School DistrictLivermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$850,000 (+1,501.75%) Land $255,000 Building $595,000
2025$1,653.00 (+3.44%) Homeowner's exemption$53,067 Land $42,415 Building $17,652
2024$1,598.00 (+3.36%)
2023$1,546.00 Homeowner's exemption$57,736 Land $40,769 Building $16,967$1,232,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 589 S M St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 589 S M St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - LIVERMORE
private · serves 60,414 people · EPA ID CA0110003
Water SourcePurchased surface water from ZONE 7 WATER AGENCY
Last State InspectionDec 2024
Also Mapped HereCITY OF LIVERMORE
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

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