589 Periwinkle Rd, Moneta, VA 24121 Property Records

Franklin County property record for 589 Periwinkle Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,966 sqft · built 1970
Lot Size	0.535 acres (23,313 sqft)
Owner	Individual Name on Record
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`030 01-005 00`

Property Details

APN / Parcel Number

Primary APN	`030 01-005 00`
Alternative APN	`7102`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,966 sqft Living Area
Gross Area	3,830 sqft
1st Floor Area	1,270 sqft
Basement Area	635 sqft
Finished Basement	635 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,313 sqft (0.535 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	576 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	70 sqft
Deck Area	544 sqft
Patio Area	744 sqft
Balcony Area	136 sqft
Shed	1 Shed
Shed Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7102
Street Address	589 PERIWINKLE RD
City	MONETA
State	VA
Zip	24121-5882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BAY HARBOR L-5 & 10 FT STRIP L4
Legal Subdivision	BAY HARBOR
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1003
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	589 PERIWINKLE RD, MONETA, VA 24121-5882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit HOMETOWN BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	589 PERIWINKLE RD, MONETA, VA 24121-5882
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011611179
Date	Apr 22, 2021
Book Page	1161/1179
Instrument	210003757

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	589 PERIWINKLE RD, MONETA, VA 24121-5882
Document Number	0010940199
Book / Page	001094 / 000199
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 PERIWINKLE RD MONETA VA 241215882, MONETA, VA 24121-5882

Mortgage

Document Number	0010940199
Date	Jun 9, 2017
Book Page	001094/000199
Instrument	3619

Lender

Name	HOMETOWN BK
Type	Bank
Address	MONETA, VA 24121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 (+6.31%)	$662,500 (+50.81%) Land $225,000 Building $437,500	$662,500 (+50.81%) Land $225,000 Building $437,500
2023	$2,679.00	$439,300 (-) Land $220,000 Building $219,300	$439,300 (-) Land $220,000 Building $219,300
2022		$439,300 Land $220,000 Building $219,300	$439,300 Land $220,000 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon, ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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