589 Pace St, Gallatin, TN 37066 Property Records

Sumner County property record for 589 Pace St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,350 sqft · built 1961
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$289,500 (Jul 2026)
Tax Bill	$703 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`083113J G 00400`

Property Details

APN / Parcel Number

Primary APN	`083113J G 00400`
Alternative APN	`113J G 00400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	1,350 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	70 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	589 PACE ST
City	GALLATIN
State	TN
Zip	37066-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 1 PAGE: 49 BLOCK: E LOT: LIST SUBD: CLEARVIEW HTS. NO. 2
Legal Subdivision	CLEARVIEW HTS. NO. 2
Legal Block	E
Legal Lot Number	14-16
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	3
Census Block	3054
Census Tract	20800

Owner

589 Pace St is owned and occupied by an individual who bought it in July 2026.

Source: Sumner County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	589 PACE ST, GALLATIN, TN 37066-2266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 15, 2025	Warranty Deed, Construction Loan · Construction Mortgage FLASH RAISE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Dec 15, 2025 · Amount on File
Deed Document Number	20261557288
Deed Book / Page	6895 / 163
Prior Transfer Date	Nov 21, 2002
Prior Transfer Doc	0016960816
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 13, 2026
Property Address	589 PACE ST, GALLATIN, TN 37066-2266
Document Number	0001557288
Book / Page	6895 / 163
Instrument Date	Jul 6, 2026
Instrument	20261557288
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	MIDTOWN TITLE LLC, MIDTOWN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,186.15
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 PACE ST, GALLATIN, TN 37066-2266

Mortgage

Document Number	0001557289,
Date	Jul 13, 2026
Instrument	20261557289

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Mortgage

Document Number	0001557290,
Date	Jul 13, 2026
Book Page	6895/187
Instrument	20261557290

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.53%
Max Rate	-1%

December 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Dec 15, 2025
Property Address	589 PACE ST, GALLATIN, TN 37066-2266
Document Number	0067440611
Book / Page	6744 / 611
Map Reference	MB 1 PG 49
Instrument Date	Nov 24, 2025
Instrument	1536046
Transaction Type	Construction Loan
Record Updated	Jan 6, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 EQUITY WAY, WESTLAKE, OH 44145-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	593 LYNESS DR, SMYRNA, TN 37167-9802

Mortgage

Document Number	0006744617
Date	Dec 15, 2025
Instrument	6744/617

Lender

Name	FLASH RAISE FUNDING LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 589 Pace St was $703.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$703.00	$49,500 Land $13,750 Building $35,750
2024			$198,000 Land $55,000 Building $143,000
2023	$585.00 (-0.34%)	$19,175 (-) Land $11,600 Building $7,575
2022	$587.00	$19,175 Land $11,600 Building $7,575
2021			$76,700 Land $46,400 Building $30,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 589 Pace St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (2016–2024)
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 589 Pace St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cumberland Connect.

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