Habersham County property record for 589 Old Mill Rd, Cornelia, GA 30531 · Last verified May 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,056 sqft · built 1992 |
| Lot Size | 5.36 acres (233,482 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,900 (Jul 2023) |
| Tax Bill | $3,026 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010 021 |
| Primary APN | 010 021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Heated Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 233,482 sqft (5.36 acres) |
| Lot Width | 300 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 528 sqft |
| Patio Area | 16 sqft |
| Canopy | 680 sqft |
| Storage Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 372687 |
|---|---|
| Street Address | 589 OLD MILL RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 10-126 LT-5 PB 20-235 DB 1340-902 |
| Legal Subdivision | ON OLD MILL ROAD 05 |
| Legal Lot Number | 5 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 603 |
Source: Habersham County records · APN 010 021
Assessment roll updated September 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 589 OLD MILL RD, CORNELIA, GA 30531-4859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Jul 10, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE |
| Jan 31, 2022 | Warranty Deed, Transfer · FHA Mortgage ANGEL OAK HOME LOANS |
| Jan 28, 2022 | Warranty Deed, Transfer |
| Jan 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on Record |
| Deed Sale | Jul 10, 2023 · Amount on Record |
| Prior Sale | Feb 01, 2022 · Amount on Record |
| Deed Book / Page | 1340 / 902 |
| Prior Transfer Date | Sep 20, 2016 |
| Prior Transfer Doc | 0000001784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 589 OLD MILL RD, CORNELIA, GA 30531-4859 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 589 OLD MILL RD, CORNELIA, GA 30531-4859 |
| Document Number | 0000001413/0000000356 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 0000001413/0000000356 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 10, 2023 |
| Property Address | 589 OLD MILL RD, CORNELIA, GA 30531-4859 |
| Document Number | 001340/902 |
| Book / Page | 1340 / 902 |
| Instrument Date | Jul 07, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 589 OLD MILL RD, CORNELIA, GA 30531-4859 |
| Document Number | 0001340905 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 1340/905 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jan 31, 2022 |
| Property Address | 589 OLD MILL RD, CORNELIA, GA 30531-4859 |
| Document Number | 01293/1103 |
| Book / Page | 1293 / 1103 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-000202 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 589 OLD MILL RD, CORNELIA, GA 30531-4859 |
| Document Number | 0000001293/0000001104 |
|---|---|
| Date | Feb 01, 2022 |
| Book Page | 0000001293/0000001104 |
| Name | ANGEL OAK HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jan 28, 2022 |
| Property Address | 589 OLD MILL RD, CORNELIA, GA 30531-4859 |
| Document Number | 01293/1102 |
| Book / Page | 1293 / 1102 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022-000201 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 589 OLD MILL RD, CORNELIA, GA 30531-4859 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 589 OLD MILL RD, CORNELIA, GA 30531-4859 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1130/476 |
|---|---|
| Date | Jan 09, 2017 |
| Book Page | 1130/476 |
| Name | ACOPIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 01, 2032 |
Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,026.00 (+29.15%) | $125,272 (+38.74%) Land $38,757 Building $86,515 | $313,179 (+38.74%) Land $96,892 Building $216,287 |
| 2023 | $2,343.00 (+38.72%) | $90,292 (+38.7%) Land $36,532 Building $53,760 | $225,730 (+38.7%) Land $91,330 Building $134,400 |
| 2022 | $1,689.00 | $65,100 Land $24,356 Building $40,744 | $162,750 Land $60,890 Building $101,860 |
Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131370006031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Oct 2020, river or lake flooding |
| Wildfire Risk | Moderate above 53% of the US · above 75% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 775 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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