589 Old Mill Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 589 Old Mill Rd, Cornelia, GA 30531 · Last verified May 2026

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,056 sqft · built 1992
Lot Size5.36 acres (233,482 sqft)
Owner2 Individual Names on File
Last Sale$339,900 (Jul 2023)
Tax Bill$3,026 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jul 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN010 021

Property Details

APN / Parcel Number

Primary APN010 021
Alternative APNs
  • 683252
  • 372687

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Heated Area
Gross Area1,920 sqft
1st Floor Area1,056 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2010
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area233,482 sqft (5.36 acres)
Lot Width300 ft Width
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area528 sqft
Patio Area16 sqft
Canopy680 sqft
Storage Building320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number372687
Street Address589 OLD MILL RD
CityCORNELIA
StateGA
Zip30531-4859
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description10-126 LT-5 PB 20-235 DB 1340-902
Legal SubdivisionON OLD MILL ROAD 05
Legal Lot Number5
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1018
Census Tract603

Owner

Source: Habersham County records · APN 010 021

Assessment roll updated September 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address589 OLD MILL RD, CORNELIA, GA 30531-4859
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE
Jul 10, 2023Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE
Jan 31, 2022Warranty Deed, Transfer · FHA Mortgage
ANGEL OAK HOME LOANS
Jan 28, 2022Warranty Deed, Transfer
Jan 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
ACOPIA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2023 · Amount on Record
Deed SaleJul 10, 2023 · Amount on Record
Prior SaleFeb 01, 2022 · Amount on Record
Deed Book / Page1340 / 902
Prior Transfer DateSep 20, 2016
Prior Transfer Doc0000001784
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address589 OLD MILL RD, CORNELIA, GA 30531-4859
Transaction TypeMortgage
Record UpdatedMay 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address589 OLD MILL RD, CORNELIA, GA 30531-4859

Mortgage

Document Number0000001413/0000000356
DateOct 20, 2025
Book Page0000001413/0000000356
Lender
NameROCKET MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateJul 10, 2023
Property Address589 OLD MILL RD, CORNELIA, GA 30531-4859
Document Number001340/902
Book / Page1340 / 902
Instrument DateJul 07, 2023
Transaction TypeTransfer
Record UpdatedAug 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address589 OLD MILL RD, CORNELIA, GA 30531-4859

Mortgage

Document Number0001340905
DateJul 10, 2023
Instrument1340/905
Lender
NameROCKET MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueJan 01, 2053

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateJan 31, 2022
Property Address589 OLD MILL RD, CORNELIA, GA 30531-4859
Document Number01293/1103
Book / Page1293 / 1103
Instrument DateJan 31, 2022
Instrument2022-000202
Transaction TypeTransfer
Record UpdatedFeb 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address589 OLD MILL RD, CORNELIA, GA 30531-4859

Mortgage

Document Number0000001293/0000001104
DateFeb 01, 2022
Book Page0000001293/0000001104
Lender
NameANGEL OAK HOME LOANS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateJan 28, 2022
Property Address589 OLD MILL RD, CORNELIA, GA 30531-4859
Document Number01293/1102
Book / Page1293 / 1102
Instrument DateJan 28, 2022
Instrument2022-000201
Transaction TypeTransfer
Record UpdatedFeb 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address589 OLD MILL RD, CORNELIA, GA 30531-4859

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address589 OLD MILL RD, CORNELIA, GA 30531-4859
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1130/476
DateJan 09, 2017
Book Page1130/476
Lender
NameACOPIA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueJan 01, 2032

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,026.00 (+29.15%)$125,272 (+38.74%) Land $38,757 Building $86,515$313,179 (+38.74%) Land $96,892 Building $216,287
2023$2,343.00 (+38.72%)$90,292 (+38.7%) Land $36,532 Building $53,760$225,730 (+38.7%) Land $91,330 Building $134,400
2022$1,689.00$65,100 Land $24,356 Building $40,744$162,750 Land $60,890 Building $101,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131370006031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
2 of 3 on primary residences
Nearby Flood Claims3 (2020)
Most Recent ClaimOct 2020, river or lake flooding

Wildfire

Wildfire RiskModerate
above 53% of the US · above 75% of Georgia
Wildfire LikelihoodAbout 1 in 775 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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