Bonner County property record for 589 O'Donnell Dr, Dover, ID 83825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,809 sqft · built 2016 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Company Name on File |
| Tax Bill | $11,817 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2017 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | RPD376701A0080A |
| Primary APN | RPD376701A0080A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,809 sqft Finished Area |
| 1st Floor Area | 2,809 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Width | 98 ft Width |
| Garage Type | Attached |
| Garage Area | 1,026 sqft |
| Parking Spaces | 4 Parking Spaces |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Street Address | 589 ODONNELL DR |
|---|---|
| City | DOVER |
| State | ID |
| Zip | 83825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 31-57N-2W DOVER BAY PUD SUNSET SADDLE ESTATES REPLAT BLK 1A LOT 8 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 31 |
| Legal Subdivision | DOVER BAY PUD |
| Legal Block | 1A |
| Legal Lot Number | 8 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950402 |
Source: Bonner County records · APN RPD376701A0080A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 217 CEDAR ST, SANDPOINT, ID 83864-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| May 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 24, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2024 |
| Deed Sale | Jan 31, 2024 |
| Prior Sale | Jul 10, 2023 |
| Deed Document Number | 20241029970 |
| Prior Transfer Date | Oct 25, 2023 |
| Prior Transfer Doc | 0001027299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 589 O DONNELL DR, DOVER, ID 83825 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0001027251 |
|---|---|
| Date | Nov 06, 2023 |
| Instrument | 1027251 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.3% |
| Margin | 3 |
| Max Rate | 16.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 589 O DONNELL DR, DOVER, ID 83825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 905054 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 905054 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 589 O DONNELL DR, DOVER, ID 83825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 972178 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 972178 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 24, 2020 |
| Property Address | 589 O DONNELL DR, DOVER, ID 83825 |
| Document Number | 953597 |
| Map Reference | MB 8 PG 138 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 953597 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 589 O DONNELL DRIVE, DOVER, ID 83825 |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Dover City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,264,319 (+9.78%) | $3,264,319 (+9.78%) | |
| 2025 | $11,817.00 (+17.58%) Homeowner's exemption | $2,973,574 (+13.03%) Land $1,790,334 Building $1,183,240 | $2,973,574 (+13.03%) Land $1,790,334 Building $1,183,240 |
| 2023 | $10,050.00 Homeowner's exemption | $2,630,853 Land $1,335,930 Building $1,294,923 | $2,630,853 Land $1,335,930 Building $1,294,923 |
Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Mann Holdings Fixed Wireless | 250 / 50 |
May also be available: Northwest Fiber.
Based on FCC filings for 29 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DOVER serves 865 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 14 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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