Hamilton County property record for 589 Observatory Dr, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,443 sqft · built 1952 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Company Name on Record |
| Last Sale | $155,000 (Sep 2018) |
| Tax Bill | $3,144 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0060-0007-00 |
| Primary APN | 599-0060-0007-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 1,443 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 166 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 589 OBSERVATORY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OBSERVATORY DR 66 X 166 LOT 508 SPRINGDALE PK 3RDBL A |
| Legal Subdivision | PARK SPRINGDALE |
| Legal Block | A |
| Legal Lot Number | 508 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 21501 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11103 CORINE AVE, BLUE ASH, OH 45242-1907 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Sep 5, 2018 | Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on Record |
| Deed Sale | Sep 5, 2018 · Amount on Record |
| Prior Sale | Feb 17, 1999 · Amount on Record |
| Deed Document Number | 0000078437 |
| Deed Book / Page | 13746 / 01866 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 589 OBSERVATORY DR, CINCINNATI, OH 45246-2931 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 11103 CORINE AVE, BLUE ASH, OH 45242-1907 |
| Document Number | 0000064244 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 14698/1697 |
| Instrument | 2022-0064244 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 5, 2018 |
| Property Address | 589 OBSERVATORY DR, CINCINNATI, OH 45246-2931 |
| Document Number | 0000078437 |
| Book / Page | 13746 / 01866 |
| Map Reference | MB 33 PG 38-41 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018-0078437 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11103 KENN RD, CINCINNATI, OH 45240-2557 |
| Document Number | 0000078438 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 2018-0078438 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,144.00 (+12.65%) | $61,110 (-) Land $10,227 Building $50,883 | |
| 2024 | $2,791.00 (+1.79%) | $61,110 (-) Land $10,227 Building $50,883 | |
| 2023 | $2,742.00 (-8.14%) | $61,110 (+12.65%) Land $10,227 Building $50,883 | $174,600 (+12.65%) Land $29,220 Building $145,380 |
| 2022 | $2,985.00 | $54,250 Land $9,170 Building $45,080 | |
| 2020 | $155,000 Land $26,200 Building $128,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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