Indian River County property record for 589 Michael St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,333 sqft · built 1976 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Nov 2025) |
| Tax Bill | $3,842 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-12-00002-0610-00001.0 |
| Primary APN | 31-38-12-00002-0610-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,333 sqft Living Area |
| 1st Floor Area | 1,333 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 119 ft deep x 113 ft wide |
| Garage Area | 294 sqft |
| Driveway | Driveway |
| Driveway Area | 585 sqft |
| Porch | Open Porch |
| Porch Area | 250 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 18385 |
|---|---|
| Street Address | 589 MICHAEL ST |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-4349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HGHLDS REPLAT OF UNIT 2 PAGE 4 BLK 61 LOT 1 PBI 6-89A |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 12 |
| Legal Subdivision | SEBASTIAN HIGHLANDS SUB UNIT 2 PG 4 |
| Legal Block | 61 |
| Legal Lot Number | 1 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 50808 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 589 MICHAEL ST, SEBASTIAN, FL 32958-4349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Apr 11, 2022 · Amount on Record |
| Deed Document Number | 3120250055663 |
| Deed Book / Page | 3817 / 1599 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 10, 2025 |
| Property Address | 589 MICHAEL ST, SEBASTIAN, FL 32958-4349 |
| Document Number | 0038171599 |
| Book / Page | 3817 / 1599 |
| Map Reference | MB 6 PG 89 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 3120250055663 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | PARADISE BCH TITLE LLC, PARADISE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 COLUMBUS ST, SEBASTIAN, FL 32958-4061 |
| Name | Verified Name |
|---|---|
| Address | 589 MICHAEL ST, SEBASTIAN, FL 32958-4349 |
| Document Number | 0038171600 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 3817/1600 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 11, 2022 |
| Property Address | 589 MICHAEL ST, SEBASTIAN, FL 32958-4349 |
| Document Number | 0035291975 |
| Book / Page | 3529 / 1975 |
| Map Reference | MB 6 PG 89,89A&89B |
| Instrument Date | Apr 5, 2022 |
| Instrument | 3120220023135 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | PARADISE BCH TITLE LLC, PARADISE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1021 MAIN ST APT 209, 1021, WEST WARWICK, RI 02893-3640 |
| Name | Verified Name |
|---|---|
| Address | 589 MICHAEL ST, SEBASTIAN, FL 32958-4349 |
| Document Number | 0035291979 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 3529/1979 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,842.00 (+7.23%) | $198,791 (-3.53%) Land $71,799 Building $126,992 | $198,791 (-3.53%) Land $71,799 Building $126,992 |
| 2023 | $3,583.00 (+28.01%) | $206,061 (+16.27%) Land $65,816 Building $140,245 | $206,061 (+16.27%) Land $65,816 Building $140,245 |
| 2022 | $2,799.00 | $177,219 Land $45,871 Building $131,348 | $177,219 Land $45,871 Building $131,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 71 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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