589 Maple St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 589 Maple St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 944 sqft · built 1963
Lot Size0.363 acres (15,825 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Nov 2021)
Tax Bill$5,701 (2025)
Deeds & MortgagesSep 2024 Refinance
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN123-048

Property Details

APN / Parcel Number

Primary APN123-048
Alternative APNs
  • FRAN M:226 L:085
  • M:123 L:048

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area944 sqft Living Area
Gross Area2,206 sqft
Basement Area912 sqft
Unfinished Basement912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,825 sqft (0.363 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number123-048
Street Address589 MAPLE ST
CityFRANKLIN
StateMA
Zip02038-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPEARL GARDENS
Legal Lot Number85
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group1
Census Block1013
Census Tract442103

Owner

Source: Norfolk County and Franklin Town City records · APN 123-048

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address589 MAPLE ST, FRANKLIN, MA 02038-1513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
WEBSTER FIVE CENTS SAVINGS BANK
Nov 12, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Oct 30, 2017Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleOct 30, 2017 · Amount on Record
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address589 MAPLE ST, FRANKLIN, MA 02038-1513
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001541710
DateSep 17, 2024
Instrument1541710
Lender
NameWEBSTER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 01, 2049

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateNov 12, 2021
Property Address589 MAPLE ST, FRANKLIN, MA 02038-1513
Document Number1491732
Instrument DateNov 12, 2021
Instrument1491732
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address589 MAPLE ST, FRANKLIN, MA 02038-1513

Mortgage

Document Number1491733
DateNov 12, 2021
Instrument1491733
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address589 MAPLE ST, FRANKLIN, MA 02038-1513
Document Number0001454901
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address589 MAPLE ST FRANKLIN MA 020381513, FRANKLIN, MA 02038-1513

Mortgage

Document Number0001454901
DateSep 04, 2020
Instrument1454901
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 03, 2035

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateOct 30, 2017
Property Address589 MAPLE ST, FRANKLIN, MA 02038-1513
Document Number0001389142
Instrument DateOct 18, 2017
Instrument1389142
Transaction TypeTransfer
Record UpdatedNov 21, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$355.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address589 MAPLE ST FRANKLIN MA 020381513, FRANKLIN, MA 02038-1513

Mortgage

Document Number1389143
DateOct 30, 2017
Instrument1389143
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2047

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,701.00 (+4.39%)$490,600 (+5.92%) Land $242,700 Building $247,900$637,640 (+3.95%)
2024$5,461.00 (+0.68%)$463,200 (+7.42%) Land $242,700 Building $220,500$613,415
2023$5,424.00$431,200 Land $253,200 Building $178,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1979–2023)
Claims Outside the SFHA7 of 17
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Flooding, Oct 2005 · 3 claims
  • Heavy Rains And Flooding, Jul 1998 · 2 claims

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

Based on FCC filings for 189 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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