589 Locust St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 589 Locust St, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,560 sqft · built 1928
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$113,500 (Oct 2018)
Tax Bill	$8,399 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Oct 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`4-4040.000`

Property Details

APN / Parcel Number

Primary APN	`4-4040.000`
Alternative APNs	`09001230100002080000` `290900 123.10-2-80`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,420 sqft
2nd Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	200 ft deep x 71.1 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4-4040.000
Street Address	589 LOCUST ST
City	LOCKPORT
State	NY
Zip	14094-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORNER LINCOLN AVE
Legal Block	2
Legal Lot Number	80.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1000
Census Tract	23901

Owner

589 Locust St is owned and occupied by two individuals who bought it in October 2018.

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	589 LOCUST ST, LOCKPORT, NY 14094-5602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Oct 9, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Jan 21, 2000 · Amount on File
Deed Document Number	201817580
Prior Transfer Date	Oct 4, 2018
Prior Transfer Doc	0000017580
Record Updated	Oct 29, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NIAGARA NY
Recording Date	Aug 5, 2019
Property Address	589 LOCUST ST, LOCKPORT, NY 14094-5602
Document Number	0000012552
Instrument Date	Jul 22, 2019
Instrument	12552
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$766.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 RICHARDSON DR #B ANCHORAGE AK 995051313, B, ANCHORAGE, AK 99505-1313

Mortgage

Document Number	12555
Date	Aug 5, 2019
Instrument	12555

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NIAGARA NY
Recording Date	Oct 9, 2018
Property Address	589 LOCUST ST, LOCKPORT, NY 14094-5602
Document Number	0000017580
Instrument Date	Oct 4, 2018
Instrument	17580
Transaction Type	Foreclosure
Record Updated	Oct 22, 2018

Transaction

Amount	Amount on Record
Tax	$452.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 N PEARL ST BUFFALO NY 142021412, BUFFALO, NY 14202-1412

Tax Assessment & Valuation

The 2026 property tax bill for 589 Locust St was $8,399 with exemptions applied, up 15% from the year before.

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,399.00 (+14.99%) Disabled Person's exemption Veteran's exemption
2025	$7,304.00	$337,000 Land $15,100 Building $321,900	$337,000 Land $15,100 Building $321,900
2023		$286,000 Land $15,100 Building $270,900	$286,000 Land $15,100 Building $270,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 589 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 589 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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