Osceola County property record for 589 Hitch Loop, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 3,266 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $494,200 (2022) |
| Tax Bill | $9,304.00 (2024) |
| Primary APN | 13-26-30-0119-0001-4290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,266 sqft Living Area |
| Gross Area | 4,120 sqft Gross Area |
| 1st Floor | 1,926 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached Garage |
| Garage Area | 710 sqft Garage |
| Porch Area | 144 sqft Porch |
| Heating System | Central Heating |
|---|
| Street Address | 589 HITCH LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7882 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD HICKORY PH 4 PB 31 PGS 142-143 LOT 429 |
| Legal Subdivision | OLD HICKORY PHASE 4 |
| Legal Lot Number | 429 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2056 |
| Census Tract | 43303 |
Source: Osceola County records · APN 13-26-30-0119-0001-4290
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 589 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Feb 22, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Nov 04, 2022 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage LENNAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2022 · Amount on Record |
| Deed Sale | Nov 04, 2022 · Amount on Record |
| Deed Doc Number | 2022162291 |
| Deed Book / Page | 6311 / 412 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 589 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 589 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0069402820 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 6940/2820 |
| Instrument | 2026037351 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FLINT, MI 48501 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 589 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 589 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0065531477 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 6553/1477 |
| Instrument | 2024023187 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 04, 2022 |
| Property Address | 589 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0063110412 |
| Book / Page | 6311 / 412 |
| Map Reference | MB 31 PG 142 |
| Instrument Date | Nov 03, 2022 |
| Instrument | 2022162291 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,459.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 589 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0063110416 |
|---|---|
| Date | Nov 04, 2022 |
| Book Page | 6311/416 |
| Instrument | 2022162292 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33126 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,527.00 (+2.4%) Homeowner's exemption Veteran's exemption | $473,700 (+5.64%) Land $78,000 Building $395,700 | $473,700 (+5.64%) Land $78,000 Building $395,700 |
| 2024 | $9,304.00 (+1.93%) | ||
| 2023 | $9,128.00 (+243.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $448,400 (+896.44%) Land $55,000 Building $393,400 | $448,400 (+896.44%) Land $55,000 Building $393,400 |
| 2022 | $2,660.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 276 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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