589 Garden Lake Rd, Ely, MN 55731 Property Records

Lake County property record for 589 Garden Lake Rd, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,064 sqft · built 2006
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Last Sale$285,000 (Dec 2006)
Tax Bill$2,807 (2026)
Deeds & MortgagesAug 2021 Refinance
APN28-6376-28300

Property Details

APN / Parcel Number

Primary APN28-6376-28300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,064 sqft Gross Area
1st Floor Area728 sqft
FlooringWood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialLogs
Construction TypeWood
Roof MaterialWood
Lot Area87,120 sqft (2 acres)
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area400 sqft
Deck Area40 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address589 GARDEN LAKE RD
CityELY
StateMN
Zip55731-8179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30
Legal Range11W
Legal Township63N
Legal Section28
Legal SubdivisionFARM GARDEN PLAT
Legal Lot Number3
JurisdictionLAKE MN
Township / Civil DivisionFALL LAKE
Census Block Group1
Census Block1151
Census Tract370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address589 GARDEN LAKE RD, ELY, MN 55731-8179
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2006 · Amount on Record
Deed SaleDec 15, 2006 · Amount on Record
Deed Document Number2006163094
Last Transfer DateDec 7, 2009
Transfer Doc0000170753
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateAug 9, 2021
Property Address589 GARDEN LAKE RD, ELY, MN 55731-8179
Document NumberA000198161
Instrument DateJun 23, 2021
InstrumentA000198161
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address589 MAIDEN LAKE RD, ELY, MN 55731

Mortgage

Document NumberA000198163
DateAug 9, 2021
InstrumentA000198163
Lender
NameCHERRY CREEK MORTGAGE COINC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
County SubdivisionFall Lake Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,807.00 Homeowner's exemption$428,700 (-18.47%) Land $95,400 Building $333,300$428,700 (-18.47%) Land $95,400 Building $333,300
2023$525,800 Land $69,600 Building $456,200$525,800 Land $69,600 Building $456,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 82% of Minnesota
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Treehouse Broadband
Fixed Wireless
900 / 500

Nearby Properties on Garden Lake Rd

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